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1405 40th St S, St Petersburg, FL, 33711

$318/sqft·Carlton H C

3 bd2 ba1,338 sqft1 car garageSingle Family
Listed by NAMASTE REALTY LLC· Last updated · MLS# W7886616

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Est. monthly payment
$2,978/mo
Down payment (20%)
$85,000
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
1 car garage
6,242 sqft lot
Lot size
1,338 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CARLTON H C ADD
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Kitchen/Family Room ComboSolid Surface CountersBalconyDishwasherDisposalMicrowaveRangeRefrigerator

1405 40th St S is a 2026-built home in Carlton H C Add, St Petersburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,338 square feet of living space. Listed at $425,000 (about $318/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. NEW CONSTRUCTION- Move in this beautiful new construction, part of the City of St Petersburg Lot Disposition program. This program is income restricted and comes with available downpayment assistance and conditions. Down Payment as high as $75,000 for qualified applicants. Move in this new construction- large 3 bedrooms, 2 baths, 1 car garage. Inside laundry room, large kitchen, impact windows and covered porches. The home will be ready to move in September 2026.

The essentials

Built
2026
Price / sqft
$318
On market
79 days
Annual tax
$0
Flood zone
X · Low risk
Lot
6,242 sqft
Type
Single Family Residence

Location

1405 40th St S
St Petersburg, FL, 33711·33711 - St Pete/Gulfport
Type
Single Family Residence
Year Built
2026
Lot
6,242 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
79
Kitchen/Family Room Combo
Solid Surface Counters
Balcony
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$0

Parcel #

27-31-16-13518-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Carlton H C Add

County

Pinellas

MLS Area

33711 - St Pete/Gulfport

Lot Size

6,242 sqft

Date
Event
Price
6/24/2026
Listed for sale
Source: Stellar MLS #W7886616
$425,000
$318/sqft
Est. monthly payment$2,978/mo
Principal & interest$2,217
Property taxes$549
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.3% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 33711 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 79.

Sample: 76 closed home sales in 33711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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