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197 Lido Dr, St Pete Beach, FL, 33706

$426/sqft·Lido Beach

2 bd2 ba1,474 sqft1 car garageSingle Family
Listed by ROCKS REALTY· Last updated · MLS# W7879506

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Est. monthly payment
$3,910/mo
Down payment (20%)
$125,600
Property taxes
$321/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1956
1 car garage
Circular Driveway
5,881 sqft lot
Lot size
1,474 sqft
Living area

About this home

Ceiling Fans(s)Dry BarEat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone Counters

197 Lido Dr is a 1956-built home in Lido Beach Sub, St Pete Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,474 square feet of living space. Listed at $628,000 (about $426/sqft), 330 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

New price and an exceptional opportunity in one of St. Pete Beach's most desirable neighborhoods. Welcome to 197 Lido Drive, an extensively renovated coastal home offering the rare combination of location, condition and true move-in-ready convenience. Just a short walk to the Gulf of Mexico, this 2 bedroom, 2 bath plus another room that can be another bedroom or office home has been thoughtfully updated from top to bottom so the next owner can simply move in and enjoy the beach lifestyle. The longtime owner has completed extensive improvements throughout the home, including a new roof in 2024, newer air conditioning, updated plumbing and electrical, impact-rated windows with a transferable lifetime warranty, renovated kitchen and bathrooms, new flooring, fresh interior and exterior paint, updated lighting, doors, hardware and more. The bright coastal kitchen features quartz countertops, solid wood cabinetry and upgraded appliances, with an open connection to the main living and dining spaces. Wood-look tile runs throughout the home, creating a clean and cohesive feel while also offering the durability that works so well for beach living. Both bathrooms have been completely updated with quartz countertops, new tile, fixtures and finishes. The enclosed Florida room with Easy Breeze windows provides an additional comfortable space for morning coffee, reading or relaxing after a day at the beach. Outside, the fully fenced backyard offers a private patio and pergola surrounded by low-maintenance xeriscape landscaping, creating an inviting setting for entertaining or enjoying Florida evenings. A one-car garage and circular driveway provide convenient parking and additional storage for bikes, beach gear and everyday needs. The location is what makes this home especially appealing. Walk to the beach, bike to local restaurants and marinas, enjoy days along the Gulf and end the evening with a St. Pete Beach sunset. With no HOA and the ability to rent for periods of one month or longer, the property offers flexibility as a primary residence, second home or investment. Buyers may also have the opportunity to assume the owner's existing flood insurance policy, subject to applicable requirements, which could provide additional long-term value. With the major improvements already completed and a newly adjusted price, 197 Lido Drive deserves a fresh look. Come see how easy beach living can be when the work has already been done. For more information visit bit.ly/197LidoDr

The essentials

Built
1956
Price / sqft
$426
On market
344 days
Annual tax
$3,850
Flood zone
AE
Lot
5,881 sqft
Type
Single Family Residence

Location

197 Lido Dr
St Pete Beach, FL, 33706·33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Type
Single Family Residence
Year Built
1956
Lot
5,881 sqft
Cooling
Central Air
Heating
Electric
Parking
Circular Driveway, Driveway
Days on Market
344
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Courtyard
Garden
Lighting
Private Mailbox
Rain Gutters
Street Lights
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer

Elementary

Azalea Elementary-PN

Middle

Bay Point Middle-PN

High

Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$3,850

Parcel #

07-32-16-51660-001-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lido Beach Sub

County

Pinellas

MLS Area

33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Lot Size

5,881 sqft

ClearedFlood Insurance RequiredFloodZoneIn CountyLandscapedLevelNear MarinaNear Public TransitPaved
Date
Event
Price
9/7/2026
Price change
Source: Stellar MLS #W7879506
$628,000-6.3%
$426/sqft
Price change
Source: Stellar MLS #W7879506
$669,900-4.2%
$454/sqft
10/2/2025
Listed for sale
Source: Stellar MLS #W7879506
$699,000+249.5%
$474/sqft
2/1/2009
Sold
Source: Pinellas County Public Record
$200,000
$136/sqft
Est. monthly payment$3,910/mo
Principal & interest$3,275
Property taxes$321
Insurance$314
Down payment20% · $125,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $628,000
$605,000 – $628,000
96.3% – 100% of listTops out right at the list price
80% of listList price
61 of the last 119 home closings in 33706 landed at this number or higher (51%). The median one sat 65 days before it went under contract, and this one is on day 344 after a $71,000 cut.

Sample: 119 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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