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5441 San Pietro Dr, Winter Haven, FL, 33884

$148/sqft·Villa Mar

5 bd3 ba2,470 sqft2 car garageSingle Family
Listed by CASA FRESCA REALTY· Last updated · MLS# TB8547214

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,364/mo
Down payment (20%)
$73,000
Property taxes
$224/mo
HOA
$640/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
2 car garage
4,356 sqft lot
Lot size
2,470 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VILLA MAR
Type
Single Family Residence

True monthly carry

HOA
~$53/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanStone CountersWalk-in Closet(s)DishwasherDisposalDryer

5441 San Pietro Dr is a 2026-built home in Villa Mar, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,470 square feet of living space. Listed at $364,999 (about $148/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $640 annually.

From the listing

Under Construction. Indigo BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Check out the Indigo, a spacious two-story, 5-bedroom, 3-bathroom, 2-car garage home perfect for growing families or hosting guests. Enter the impressive foyer with soaring ceilings that creates an immediate sense of openness. From the foyer, the home effortlessly flows into the main living areas and kitchen. With quartz countertops throughout, stainless-steel appliances and a smart thermostat for energy efficient climate control, the Indigo brings all the things that matter together. The downstairs guest suite and bathroom are tucked away for added seclusion, while the open concept living space is perfect for entertaining. Upstairs, you'll find a generously sized recreation space, ideal for family time or unwinding. The owner's suite is a true sanctuary, featuring a walk-in shower, double vanities, and a spacious walk-in closet. A laundry room with a new washer and dryer is just off the owner’s suite, conveniently located near the 3 additional bedrooms and full bathroom. The Indigo is as functional as it is stylish, providing the perfect balance of comfort and modern living. Close to it all, Villa Mar places you near the natural beauty of the Winter Haven Chain of Lakes, the charm of downtown Winter Haven, and family fun at LEGOLAND® Florida Resort. Back at home, residents enjoy community amenities including a pool, dog park, playground, and walking trails. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.

The essentials

Built
2026
Price / sqft
$148
On market
2 days
Annual tax
$2,688
HOA
$640/yr
Flood zone
X · Low risk
Lot
4,356 sqft
Type
Single Family Residence

Location

5441 San Pietro Dr
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2026
Lot
4,356 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Pinewood Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,688

Parcel #

26-29-15-688506-000350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Villa Mar

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

4,356 sqft

HOA
$640/yr
Premiere Community Management
Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #TB8547214
$364,999
$148/sqft
Est. monthly payment$2,363/mo
Principal & interest$1,904
Property taxes$224
Insurance$182
HOA$53
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $364,999
$362,500 – $364,999
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 247 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 2.

Sample: 247 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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