ActiveOpen House

6223 Rock Creek Cir, Ellenton, FL, 34222

$170/sqft·Covered Bridge Estates Ph 1

3 bd2 ba2,206 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS ON THE WATER S· Last updated · MLS# TB8545392

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,587/mo
Down payment (20%)
$75,000
Property taxes
$352/mo
HOA
$92/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1999
Waterfront
Pond
Community pool
Fitness center too
2 car garage
7,701 sqft lot
Lot size

Open house

Saturday, Sep 12· 4:00 PM to 6:00 PM

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)

6223 Rock Creek Cir is a 1999-built home in Covered Bridge Estates Ph 1, Ellenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,206 square feet of living space. Listed at $374,999 (about $170/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $92 monthly.

From the listing

Virtually Staged. Pond-front with approximately 70 feet of water frontage, Flood Zone X, NO CDD, and approximately 500 sq ft of screened lanai space — 6223 Rock Creek Circle in Covered Bridge Estates lives far larger than its square footage. This 3-bedroom, 2-bath Ellenton home offers 2,206 sq ft of living area and 3,136 total sq ft under roof. The true split-bedroom floor plan offers two distinct living areas, with a formal living and dining room at the front of the home and a separate family room open to the kitchen and breakfast area. Soaring ceilings, oversized windows, and multiple sliding glass doors fill the home with natural light while drawing your attention to the peaceful water views beyond. The updated kitchen features new countertops, stainless steel appliances, generous workspace, and a large picture window above the sink overlooking the pond. Sliding doors from the breakfast area open directly to the expansive screened lanai — ideal for morning coffee, outdoor dining, entertaining, or simply relaxing by the water. The private primary suite offers an enormous walk-in closet and an en-suite bath with dual vanities, a garden tub, separate walk-in shower, and private water closet. Two additional bedrooms and a full bath are positioned on the opposite side of the home, providing excellent separation for guests, a home office, or quiet space. Major improvements include a 2020 roof, 2024 five-ton HVAC system installed on a new hurricane-rated pad, and a 2016 50-gallon water heater. The Flood Zone X designation means flood insurance is generally not federally required for most mortgages; buyers should confirm individual lender and insurance requirements. HOA dues are approximately $92 per month with NO annual CDD assessment. Covered Bridge Estates offers a clubhouse, resort-style pool, fitness center, tennis and basketball courts, playground, scenic walking trails, and lakes throughout the community. RV storage, boat parking, and overflow parking are available for an additional fee, along with neighborhood events including weekly Thursday food trucks. Located in Manatee County with quick access to I-75, the home is approximately 6 minutes from Ellenton Premium Outlets, 10 minutes from Publix, 15 minutes from Detwiler’s Farm Market, 25 minutes from Sarasota-Bradenton International Airport, 30 minutes from downtown Sarasota, and approximately 35–40 minutes from Anna Maria Island and downtown St. Petersburg, depending on traffic. A VA assumable loan may be available, and the seller’s preferred lender is offering a credit toward a first-year rate buydown, subject to lender terms and buyer qualification. Schedule your private tour of 6223 Rock Creek Circle today.

The essentials

Built
1999
Price / sqft
$170
On market
4 days
Annual tax
$4,221
HOA
$92/mo
Flood zone
X · Low risk
Lot
7,701 sqft
Type
Single Family Residence

Location

6223 Rock Creek Cir
Ellenton, FL, 34222·34222 - Ellenton
Type
Single Family Residence
Year Built
1999
Lot
7,701 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
4
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Sidewalk
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer

Elementary

Virgil Mills Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,221

Parcel #

746513059

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Covered Bridge Estates Ph 1

County

Manatee

MLS Area

34222 - Ellenton

Lot Size

7,701 sqft

LevelSidewalkPaved
HOA
$92/mo
Covered Bridge Derek Draper
Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #TB8545392
$374,999
$170/sqft
Est. monthly payment$2,587/mo
Principal & interest$1,956
Property taxes$352
Insurance$187
HOA$92
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $374,999
$355,000 – $374,999
94.7% – 100% of listTops out right at the list price
80% of listList price
24 of the last 47 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 4.

Sample: 47 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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