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1681 Fred Ives St, Ruskin, FL, 33570

$206/sqft·Spencer Crk Ph 1

3 bd2 ba1,451 sqft2 car garageSingle Family
Listed by FLORIDA REALTY· Last updated · MLS# TB8544952

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,202/mo
Down payment (20%)
$59,800
Property taxes
$480/mo
HOA
$156/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2020
Community pool
Shared amenity
2 car garage
Garage Door Opener
5,379 sqft lot
Lot size
1,451 sqft
Living area

About this home

ThermostatPrivate YardClubhouseCommunity MailboxDeed RestrictionsParkPlaygroundPool

1681 Fred Ives St is a 2020-built home in Spencer Crk Ph 1, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,451 square feet of living space. Listed at $299,000 (about $206/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $156 annually.

From the listing

Virtually Staged. Welcome to 1681 Fred Ives Street! This beautifully maintained home offers a desirable split-bedroom floor plan, NEW Luxury vinyl flooring , a NEW home water purification and softener system, and an inviting indoor-outdoor living experience in a peaceful Ruskin community. The spacious primary suite is privately positioned away from the secondary bedrooms and features a large walk-in closet and ensuite bathroom. The open-concept kitchen flows seamlessly into the living and dining areas, creating an ideal space for everyday living and entertaining. The kitchen features stainless steel appliances, ample cabinetry, and plenty of workspace, while the main living areas are finished with durable tile flooring. Sliding glass doors open to the covered outdoor living area and lead to a fully fenced backyard. Enjoy your morning coffee, unwind in the evenings, or entertain guests while taking in the peaceful natural views. The home also offers a two-car garage and a spacious driveway, adding everyday convenience and functionality. Located in a small, well-maintained Ruskin community, this location provides easy access to shopping, dining, major roadways, and everyday essentials while maintaining a quiet neighborhood feel. With pride of ownership, a functional floor plan, flooring updates, no carpet, a private backyard, and desirable community amenities, 1681 Fred Ives Street offers the perfect blend of comfort, convenience, and relaxed Florida living.

The essentials

Built
2020
Price / sqft
$206
On market
7 days
Annual tax
$5,761
HOA
$156/yr
Flood zone
X · Low risk
Lot
5,379 sqft
Type
Single Family Residence

Location

1681 Fred Ives St
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2020
Lot
5,379 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
7
Thermostat
Private Yard
Clubhouse
Community Mailbox
Deed Restrictions
Park
Playground
Pool
Sidewalks
Disposal
Microwave
Refrigerator

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$5,761

Parcel #

U-16-32-19-C24-000000-00355.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Spencer Crk Ph 1

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

5,379 sqft

HOA
$156/yr
Folio Association Management
Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #TB8544952
$299,000+42.3%
$206/sqft
11/30/2020
Sold
Source: Hillsborough County Public Record
$210,100
$145/sqft
Est. monthly payment$2,202/mo
Principal & interest$1,559
Property taxes$480
Insurance$150
HOA$13
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 7.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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