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8198 Terrace Garden Dr #511, St Petersburg, FL, 33709

$141/sqft·Terr Park Of Five Towns No 28 Condo

2 bd2 ba1,700 sqftCondominium
Listed by KELLER WILLIAMS GULF BEACHES· Last updated · MLS# TB8544904

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Est. monthly payment
$1,715/mo
Down payment (20%)
$48,000
Property taxes
$343/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
5 stories · 1985
Community pool
Fitness center too
Assigned parking
Private balcony
Outdoor space
1,700 sqft
Living area

About this home

Ceiling Fans(s)Walk-in Closet(s)BalconyHurricane ShuttersFitness CenterPoolTennis Court(s)Dishwasher

8198 Terrace Garden Dr #511 is a 1985-built home in Terr Park Of Five Towns No 28 Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,700 square feet of living space. Listed at $240,000 (about $141/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Meet Your Next Florida Home. Comfortable, Spacious & Full of Possibility! Hi there! I’m a 1,700-square-foot, top-floor end-unit condo in the Radcliffe building at Terrace Park of Five Towns, and I think we should get to know each other. For starters, I’m a 2-bedroom, 2-bathroom 55+ condo with plenty of room to spread out, entertain, relax, or simply enjoy having a little more elbow room. I’m on the top floor, so there’s no one above me, and because I’m an end unit, I get some extra natural light and privacy. Not to brag, but I’ve got some pretty good qualities. Come through my bright entry foyer, where you’ll find a coat closet and neutral tile flooring. From there, my spacious living room, formal dining area, and flexible den/family room create a generous, open-feeling layout with plenty of options for how you want to live. But perhaps my favorite feature? I have two enclosed all-season patios. One stretches off the living room and den, giving you even more living space, while the other belongs exclusively to the primary suite. They’re perfect for morning coffee, afternoon reading, entertaining—or just sitting outside without actually having to sit outside. My primary suite is generously sized and includes a walk-in closet, an additional storage closet, and a private ensuite bath with both a walk-in shower and separate soaking tub. The second bedroom and full guest bath give visitors their own comfortable space when friends or family come to stay. Yes, I live in a 55+ community, but let’s not get hung up on age. I’ve aged gracefully, and my bathrooms would agree. They’re still in perfectly decent shape, even if you decide they could use a little modern flair. Now, let’s talk about my kitchen. I’ll be honest: I’m ready for a little magic. My original cabinets are still here, waiting for someone with a vision, and the kitchen flooring has already been removed and prepped for a fresh update. In other words, I’m not pretending to be something I’m not. I’m giving you a blank canvas to create the kitchen you actually want. I even have a gas range, pantry, and convenient pass-through to the den, so the bones are here. Bring your ideas! I also have a large laundry room with built-in cabinetry, giving you plenty of storage, and the washer and dryer can stay. And then there’s Terrace Park of Five Towns, where there’s plenty happening beyond my four walls. The community is continuing to invest in its future through its Reimagine projects, with Phase 1 including a new RV parking area, coin-operated car wash, bocce courts, and pickleball courts. Phase 2 is slated to bring a new fitness center along with a walkway connecting residents to the facility. There are also plans being explored for a shade structure at the Radcliffe Pool, with proposals currently being gathered. In other words, 55+ doesn’t mean set in our ways. This community is continuing to evolve, add amenities, and prove that we’re not quite ready to slow down. So, if you’re looking for a spacious Florida condo with great natural light, no upstairs neighbors, two all-season patios, and the opportunity to make some spaces truly your own, I might just be the one you’ve been waiting for. And don’t worry, I’m not asking you to fix everything. Just give me a little imagination, and I’ll give you plenty of room to make yourself at home. Come see me. I have a feeling we’re going to get along.

The essentials

Built
1985
Price / sqft
$141
On market
9 days
Annual tax
$4,112
Flood zone
AE
Type
Condominium

Location

8198 Terrace Garden Dr #511
St Petersburg, FL, 33709·33709 - St Pete/Kenneth City
Type
Condominium
Year Built
1985
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
9
Ceiling Fans(s)
Walk-in Closet(s)
Balcony
Hurricane Shutters
Fitness Center
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Washer
Flood Zone AE

Annual Tax (2025)

$4,112

Parcel #

36-30-15-90338-000-5110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terr Park Of Five Towns No 28 Condo

County

Pinellas

MLS Area

33709 - St Pete/Kenneth City

Lot Size

-

Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #TB8544904
$240,000
$141/sqft
Est. monthly payment$1,714/mo
Principal & interest$1,252
Property taxes$343
Insurance$120
Down payment20% · $48,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $240,000
$222,500 – $240,000
93% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 condo closings in 33709 landed at this number or higher (52%). The median one sat 56 days before it went under contract, and this one is on day 9.

Sample: 52 closed condo sales in 33709 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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