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8185 Philatelic Dr, Spring Hill, FL, 34606

$214/sqft·Forest Oaks

3 bd2 ba1,632 sqft2 car garageSingle Family
Listed by HOME PRIME REALTY LLC· Last updated · MLS# TB8543239

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Est. monthly payment
$2,108/mo
Down payment (20%)
$70,000
Property taxes
$108/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1987
Private pool
Gunite
2 car garage
10,025 sqft lot
Lot size
1,632 sqft
Living area

About this home

High CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomWalk-in Closet(s)Street LightsDishwasherDryer

8185 Philatelic Dr is a 1987-built home in Forest Oaks, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,632 square feet of living space. Listed at $350,000 (about $214/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Owner financing NO CREDIT NEEDED .NO HOA .NO FLOOD ZONE Purchase Price: $350,000 Down Payment: $60,000 Owner Financing: $290,000 Interest Rate: 8 Amortization: 30 Years Principal & Interest: $2,127.92/month Amount available for Taxes + Insurance: $372.08/month Target Total Payment: $2,500/month Balloon Payment: NONE Move-In Ready Pool & Jacuzzi Home Near the Weeki Wachee River. AIRBNB MONEY MAKER ! Exceptional Florida living awaits in this thoughtfully updated residence, offered move-in ready and meticulously maintained. Recent improvements include fresh interior paint, all-new lighting throughout, new ceiling fans, new interior doors, all-new outlets and switches, and a complete suite of new appliances. Washer and dryer are included. The water heater is new (2026), the roof was replaced in 2022, new attic insulation was installed in 2025, and the washing machine was replaced in 2025. The split-bedroom floor plan affords exceptional privacy in the owner's suite, which features an en-suite bath, walk-in shower, and dual closets. The centrally located kitchen overlooks the expansive patio and pool, flanked by a family room and breakfast nook on one side and formal dining and living rooms on the other. A second full bath is conveniently positioned between bedrooms two and three. Tile flooring appoints the kitchen, baths, and entry, with low-maintenance vinyl plank throughout the remainder of the home. Outdoors, a screened enclosure encompasses both the pool and jacuzzi, creating a private retreat for year-round enjoyment. The fully fenced yard is ideal for pets, and a dedicated RV connection accommodates recreational vehicles. The two-car garage includes a front screen, allowing projects to be completed in comfort. Additional highlights include paver driveway and patio, underground utilities throughout the neighborhood, public water and sewer with a separate well for irrigation, and no flood issues from recent hurricanes. Several furnishings and items convey with the property, allowing for a seamless transition. Ideally situated minutes from the Weeki Wachee River, shopping, dining, and US 19. Schedule your private showing today.

The essentials

Built
1987
Price / sqft
$214
On market
14 days
Annual tax
$1,299
Flood zone
X · Low risk
Lot
10,025 sqft
Type
Single Family Residence

Location

8185 Philatelic Dr
Spring Hill, FL, 34606·34606 - Spring Hill/Brooksville/Weeki Wachee
Type
Single Family Residence
Year Built
1987
Lot
10,025 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
14
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer

Elementary

Deltona Elementary

Middle

Fox Chapel Middle School

High

Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,299

Parcel #

R14-223-17-1769-0000-3540

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Forest Oaks

County

Hernando

MLS Area

34606 - Spring Hill/Brooksville/Weeki Wachee

Lot Size

10,025 sqft

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8543239
$350,000
$214/sqft
Est. monthly payment$2,109/mo
Principal & interest$1,825
Property taxes$108
Insurance$175
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $350,000
$345,000 – $350,000
98.9% – 100% of listTops out right at the list price
80% of listList price
85 of the last 168 home closings in 34606 landed at this number or higher (51%). The median one sat 29 days before it went under contract, and this one is on day 14.

Sample: 168 closed home sales in 34606 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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