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13158 Thoroughbred Loop, Largo, FL, 33773

$212/sqft·Cumberland Trace

2 bd2 ba1,271 sqft1 car garageTownhouse
Listed by HOME SWEET HOME REAL ESTATE· Last updated · MLS# TB8543222

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Est. monthly payment
$2,033/mo
Down payment (20%)
$53,900
Property taxes
$318/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 2004
Private pool
In Ground
1 car garage
Driveway
1,150 sqft lot
Lot size
1,271 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanSplit BedroomWalk-in Closet(s)Deed RestrictionsPool

13158 Thoroughbred Loop is a 2004-built home in Cumberland Trace, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,271 square feet of living space. Listed at $269,500 (about $212/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

WOW ..... Charming move in ready 2 Bedroom 1.5 Bath PLUS a Loft and 1 Car GARAGE Townhome in highly desirable community of Cumberland Trace! Maintained with love, the home offers an open and inviting floorplan perfect for all types of entertaining. Or just chilling out watching your favorite movie. From the moment you open the front door, you know you are home. Woodlike plank flooring thru-out. Oversized windows provide just the right natural light. Generously sized dining area offers sliders that open to a cozy and private patio perfect for enjoying your morning coffee. The spacious kitchen offers stainless appliances, granite counters, breakfast bar, abundance of cabinet space. Convenient 1/2 bath perfect for your guests. Easy access to your attached garage, perfect for carrying your shopping bags in. You will be pleasantly surprised when you travel upstairs. You will find a spacious primary suite large enough for all of your furniture and with volume ceilings. It includes an oversize walk-in closet with shelving and plenty of storage. The primary ensuite bathroom boasts double sinks, a separate garden soaking tub plus a walk-in glass shower! The bathroom can be accessed from the primary bedroom or the hallway. The bedroom layout is the desirable SPLIT PLAN that offers maximum privacy. The second bedroom is spacious, has large windows providing natural light, volume ceilings and a large wall to wall closet. And, don't forget the loft....! The loft area is bright and cheery and could be used as a great office, craft room, play room, or work out room. You decide...! Conveniently located upstairs is the laundry closet making doing the laundry chore with ease. This townhome is steps away from the community pool. Just bring your towel. The best feature is the LOW HOA FEES -$175...! The LOW HOA Fee covers the roof, pool, grounds maintenance, and building exterior. This community is in a NON-FLOOD zone. Cumberland Trace is conveniently located and provides easy access to numerous dining options, shopping, banking, Largo Mall, Clearwater, St Petersburg, the Gulf Beaches, I-275, and the Airport. Cumberland Trace is also a PET FRIENDLY COMMUNITY so bring your four-legged friends. Schedule your personal showing today or a Facetime Realtime Showing.

The essentials

Built
2004
Price / sqft
$212
On market
7 days
Annual tax
$3,811
HOA
$175/mo
Flood zone
X · Low risk
Lot
1,150 sqft
Type
Townhouse

Location

13158 Thoroughbred Loop
Largo, FL, 33773·33773 - Largo
Type
Townhouse
Year Built
2004
Lot
1,150 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest
Pool
In Ground
Days on Market
7
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Deed Restrictions
Pool
Street Lights
Dishwasher
Electric Water Heater
Exhaust Fan
Range
Refrigerator

Elementary

Walsingham Elementary-PN

Middle

Fitzgerald Middle-PN

High

Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,811

Parcel #

12-30-15-20070-016-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cumberland Trace

County

Pinellas

MLS Area

33773 - Largo

Lot Size

1,150 sqft

HOA
$175/mo
Ronny Dunner, Ameritech
Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #TB8543222
$269,500-2.0%
$212/sqft
2/1/2022
Sold
Source: Pinellas County Public Record
$275,000
$216/sqft
Est. monthly payment$2,033/mo
Principal & interest$1,406
Property taxes$318
Insurance$135
HOA$175
Down payment20% · $53,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $269,500
$262,500 – $269,500
97.8% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 townhouse or villa closings in Largo landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 7.

Sample: 41 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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