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518 Summer Sails Dr, Valrico, FL, 33594

$216/sqft·Somerset Tr A-1

3 bd2 ba1,320 sqft1 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8542293

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$1,875/mo
Down payment (20%)
$57,000
Property taxes
$193/mo
HOA
$160/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2002
1 car garage
3,800 sqft lot
Lot size
1,320 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomPrivate MailboxSidewalkStreet LightsDishwasher

518 Summer Sails Dr is a 2002-built home in Somerset Tr A-1, Valrico. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,320 square feet of living space. Listed at $285,000 (about $216/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 quarterly.

From the listing

Discover the opportunity to make this 3-bedroom, 2-bathroom two-story home your own in the desirable Somerset community of Valrico. With no CDD fees and a low HOA, this property offers affordability and value in a sought-after location. The first-floor features tile flooring throughout, while the second level includes carpeted stairs and bedrooms. An updated primary bathroom adds a modern touch, and the open living areas provide a welcoming space for gathering with family and friends. Significant updates have already been completed, including a new roof and AC in 2023 and a new water heater in 2025. Offering a functional floor plan and the chance to customize and refresh to your taste, this home is full of potential. Conveniently situated near shopping, restaurants, schools, and commuter routes, you'll enjoy both comfort and convenience in the heart of Valrico. Schedule your showing today and see the possibilities for yourself!

The essentials

Built
2002
Price / sqft
$216
On market
17 days
Annual tax
$2,320
HOA
$160/qtr
Flood zone
X · Low risk
Lot
3,800 sqft
Type
Single Family Residence

Location

518 Summer Sails Dr
Valrico, FL, 33594·33594 - Valrico
Type
Single Family Residence
Year Built
2002
Lot
3,800 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
17
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Private Mailbox
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Washer

Elementary

Nelson-HB

Middle

Mulrennan-HB

High

Durant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,320

Parcel #

U-20-29-21-5PB-A00000-00049.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Somerset Tr A-1

County

Hillsborough

MLS Area

33594 - Valrico

Lot Size

3,800 sqft

In CountyLandscapedLevelSidewalkPaved
HOA
$160/qtr
Blue Ribbon Property Mgmt
Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #TB8542293
$285,000+57.5%
$216/sqft
12/17/2018
Sold
Source: Hillsborough County Public Record
$181,000
$137/sqft
Est. monthly payment$1,876/mo
Principal & interest$1,486
Property taxes$193
Insurance$143
HOA$53
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 139 home closings in 33594 landed at this number or higher (55%). The median one sat 23 days before it went under contract, and this one is on day 17.

Sample: 139 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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