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4075 38th Ave N, St Petersburg, FL, 33713

$279/sqft·Buckeye

4 bd3 ba1,612 sqftSingle Family
Listed by GRAYSTONE REAL ESTATE· Last updated · MLS# TB8541870

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Est. monthly payment
$3,054/mo
Down payment (20%)
$89,800
Property taxes
$488/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1978
7,619 sqft lot
Lot size
1,612 sqft
Living area

About this home

Ceiling Fans(s)Stone CountersPrivate YardDishwasherDryerElectric Water HeaterIce MakerMicrowave

4075 38th Ave N is a 1978-built home in Buckeye Sub, St Petersburg. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,612 square feet of living space. Listed at $449,000 (about $279/sqft), 1 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

FULLY RENOVATED 4-BEDROOM BLOCK HOME — NO FLOOD INSURANCE REQUIRED (ZONE X) Move-in ready and renovated top to bottom, this 4-bedroom concrete-block home sits on a 0.17-acre lot in central St. Petersburg and is located in Flood Zone X — no lender-required flood insurance, a major plus in today’s market. Enjoy a bright, open layout with a fresh modern kitchen, updated bathrooms, new flooring, and fresh interior and exterior paint. The standout feature: a private 4th bedroom with its own en-suite bath and independent exterior entrance — ideal as a spacious primary suite, a guest or in-law suite, a home office, or potential income-producing space (buyer to verify any rental/permit requirements with the City of St. Petersburg). Fully fenced yard, covered carport, rear alley access, and NO HOA. Minutes to I-275, downtown St. Pete, shopping, and the Gulf beaches. FHA, VA, conventional, and cash welcome — schedule your private showing today!

The essentials

Built
1978
Price / sqft
$279
On market
18 days
Annual tax
$5,853
Flood zone
X · Low risk
Lot
7,619 sqft
Type
Single Family Residence

Location

4075 38th Ave N
St Petersburg, FL, 33713·33713 - St Pete
Type
Single Family Residence
Year Built
1978
Lot
7,619 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
18
Ceiling Fans(s)
Stone Counters
Private Yard
Dishwasher
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator

Elementary

New Heights Elementary-PN

Middle

Tyrone Middle-PN

High

St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x

Annual Tax (2025)

$5,853

Parcel #

03-31-16-12654-002-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Buckeye Sub

County

Pinellas

MLS Area

33713 - St Pete

Lot Size

7,619 sqft

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8541870
$449,000-10.7%
$279/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #TB8541870
$503,000+128.6%
$312/sqft
8/1/2025
Sold
Source: Pinellas County Public Record
$220,000
$136/sqft
Est. monthly payment$3,054/mo
Principal & interest$2,342
Property taxes$488
Insurance$225
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $449,000
$447,500 – $449,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 211 home closings in 33713 landed at this number or higher (55%). The median one sat 24 days before it went under contract, and this one is on day 18 after a $54,000 cut.

Sample: 211 closed home sales in 33713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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