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1324 Ranchwood Dr, Clearwater, FL, 33764

$237/sqft·Morningside Estates

4 bd2 ba2,300 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8541444

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Est. monthly payment
$3,348/mo
Down payment (20%)
$109,000
Property taxes
$229/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1965
Community pool
Fitness center too
2 car garage
Garage Door Opener
9,248 sqft lot
Lot size
2,300 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)Rain GuttersSidewalk

1324 Ranchwood Dr is a 1965-built home in Morningside Estates Unit 3b, Clearwater. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,300 square feet of living space. Listed at $545,000 (about $237/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 annually.

From the listing

Spacious 4-bedroom remodeled Morningside home with a versatile floor plan and plenty of flexible living space! The remodeled kitchen has been opened up for the chef of the family, featuring an induction stove and convenient open bar-stool dining where family and guests can gather while watching the chef cook. Both bathrooms have also been beautifully remodeled, adding to the home's move-in-ready appeal.The spacious layout offers a formal front living room, open dining area and an expansive rear family room with a portion currently used as an office. The inside utility room retains its built-in closet and space for a single bed, offering additional flexibility for a buyer who may want to explore converting the space back to a bedroom. An additional 9' x 9' climate-controlled bonus room provides even more space for storage, an office, hobby room or whatever your needs may be. Enjoy cozy winter evenings by the wood-burning fireplace, then step outside to the large screened-in back patio with paver flooring, creating an inviting space for outdoor dining, entertaining or simply relaxing. Morningside Estates is a community lined with peaceful, mature tree-lined streets and plenty of connecting sidewalks for walking or jogging. An extra bonus is the home's easy walk to the Morningside Recreation Center, where residents can enjoy a large lap pool, exercise classes, basketball courts, tennis, pickleball and a fitness center for a low resident fee. Community activities include an annual holiday hayride, picnics, movies in the pool and summer/winter camps for kids. Conveniently located with easy access to US 19 for north or south commuting, plus quick access to Gulf-to-Bay Boulevard and Tampa International Airport. Positioned in southeast Clearwater, the home is approximately a 7-mile drive to the sugary sands of Clearwater Beach, ranked the #1 Beach in Florida in the 2026 Travelers' Choice Awards. You will also love the close proximity to an abundance of premier dining and grocery options, plus the peace of mind of a non-flood zone.

The essentials

Built
1965
Price / sqft
$237
On market
19 days
Annual tax
$2,753
HOA
$50/yr
Flood zone
X · Low risk
Lot
9,248 sqft
Type
Single Family Residence

Location

1324 Ranchwood Dr
Clearwater, FL, 33764·33764 - Clearwater
Type
Single Family Residence
Year Built
1965
Lot
9,248 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
19
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Sidewalk
Storage
Fitness Center
Playground
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener

Elementary

Belcher Elementary-PN

Middle

Oak Grove Middle-PN

High

Clearwater High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,753

Parcel #

19-29-16-59040-000-2940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Morningside Estates Unit 3b

County

Pinellas

MLS Area

33764 - Clearwater

Lot Size

9,248 sqft

City LimitsLandscapedSidewalkPaved
HOA
$50/yr
Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8541444
$545,000-0.9%
$237/sqft
8/23/2026
Listed for sale
Source: Stellar MLS #TB8541444
$549,900+376.1%
$239/sqft
11/1/1995
Sold
Source: Pinellas County Public Record
$115,500
$50/sqft
Est. monthly payment$3,348/mo
Principal & interest$2,842
Property taxes$229
Insurance$273
HOA$4
Down payment20% · $109,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $545,000
$535,000 – $545,000
98.2% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 33764 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 19 after a $4,900 cut.

Sample: 76 closed home sales in 33764 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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