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861 Symphony Isles Blvd, Apollo Beach, FL, 33572

$323/sqft·Symphony Isles

5 bd7 ba2,850 sqft2 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8541248

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Est. monthly payment
$6,543/mo
Down payment (20%)
$183,980
Property taxes
$1,091/mo
HOA
$193.67/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
Waterfront
Intracoastal Waterway
Private pool
Deck
2 car garage
Driveway
6,614 sqft lot
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

861 Symphony Isles Blvd is a 1994-built home in Symphony Isles Unit One, Apollo Beach. Inside you'll find 5 bedrooms, 7 bathrooms, and 2,850 square feet of living space. Listed at $919,900 (about $323/sqft), 11 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $193.67 monthly.

From the listing

Unmatched WATERFRONT Paradise – Luxurious 5-Bedroom, 7-Bath Pool Home in the gated Community of Symphony Isles. Welcome to your dream waterfront oasis! This stunning, grand home redefines luxurious living with five spacious bedrooms, seven spa-inspired bathrooms, and all the bells and whistles you could desire including high impressive ceilings, and lots of natural light. This home is ideal for multi generational living. Nestled in an exclusive gated community, this residence offers the perfect blend of privacy, elegance, and fun—your lush tropical retreat on the water. The downstairs has its own separate entrance making it an ideal in-law or guest suite. The third floor offers and additional fun living/bedroom space and incredible views down the canal. An expansive, open-concept layout with jaw-dropping water vistas from nearly every room. Lots of outdoor living space, enjoy your morning java on the deck overlooking the water and enjoy the dolphins frolicking, birds and other wildlife. A chef’s dream kitchen featuring top-tier appliances, sleek cabinetry, and a n impressive,huge island, large butlers pantry —perfect for whipping up island-inspired feasts or casual gatherings. A two-car garage for secure parking and extra storage—because your toys and treasures deserve a safe home, too!.... Outdoor living at its best , truly an entertainers dream , complete with a spacious deck , shimmering pool and private dock, ideal for boating, fishing, or simply soaking in the sun and the gorgeous water views. Set within a secure, gated community, this home offers the perfect playground for fun, relaxation, and making lifelong memories. Whether you’re hosting lively gatherings or enjoying quiet mornings by the water, this property is the ultimate waterfront retreat—big, beautiful, and built for a life of luxury and leisure. Current owners flood policy is assumable. AC 2020, Windows 2020 (transferrable warranty) 24000 lbs Boatlift,. Residents of Symphony Isles have access to the community clubhouse for social gatherings, community pool, playground, private boat ramp and beach area.....Schedule your private tour today and start living the waterfront dream!

The essentials

Built
1994
Price / sqft
$323
On market
18 days
Annual tax
$13,091
HOA
$193.67/mo
Flood zone
AE
Lot
6,614 sqft
Type
Single Family Residence

Location

861 Symphony Isles Blvd
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
1994
Lot
6,614 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side
Pool
Deck, Gunite, Lighting, Salt Water
Waterfront
Intracoastal Waterway
Days on Market
18
Built-in Features
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Private Mailbox
Sidewalk
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Ice Maker
Range Hood
Refrigerator
Trash Compactor
Washer
Flood Zone AE

Annual Tax (2024)

$13,091

Parcel #

U-20-31-19-1T6-000002-00000.1

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Symphony Isles Unit One

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,614 sqft

FloodZoneCity LimitsLandscapedPrivateStreet Dead-EndPaved
HOA
$193.67/mo
Seminole Isles HOA
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8541248
$919,900-0.5%
$323/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #TB8541248
$924,900+12.1%
$325/sqft
7/28/2005
Sold
Source: Hillsborough County Public Record
$825,000
$289/sqft
Est. monthly payment$6,542/mo
Principal & interest$4,798
Property taxes$1,091
Insurance$460
HOA$194
Down payment20% · $183,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $919,900
$910,000 – $919,900
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 18 after a $5,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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