Active
$450,000
Est. $2,583/mo

2564 Surrey Dr, Palm Harbor, FL, 34684

$317/sqft·Country Grove

3 bd2 ba1,418 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8539743

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,583/mo
Down payment (20%)
$90,000
Property taxes
$11/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1982
2 car garage
8,072 sqft lot
Lot size
1,418 sqft
Living area

About this home

Ceiling Fans(s)Walk-in Closet(s)BalconyCooktopDishwasherDisposalDryerMicrowave

2564 Surrey Dr is a 1982-built home in Country Grove Sub, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,418 square feet of living space. Listed at $450,000 (about $317/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

No HOA! Great location in the heart of Palm Harbor. Conveniently located near shopping, dining, schools, and major roadways. Photos coming soon.

The essentials

Built
1982
Price / sqft
$317
On market
4 days
Annual tax
$134
Flood zone
X · Low risk
Lot
8,072 sqft
Type
Single Family Residence

Location

2564 Surrey Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1982
Lot
8,072 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
4
Ceiling Fans(s)
Walk-in Closet(s)
Balcony
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$134

Parcel #

31-27-16-18620-000-0760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Country Grove Sub

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

8,072 sqft

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #TB8539743
$450,000+120.6%
$317/sqft
11/1/2007
Sold
Source: Pinellas County Public Record
$204,000
$144/sqft
Est. monthly payment$2,583/mo
Principal & interest$2,347
Property taxes$11
Insurance$225
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $450,000
$442,500 – $450,000
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 4.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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