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38546 Stafford Dr, Zephyrhills, FL, 33540

$130/sqft·Shady Oaks Mobile Modular Estates

2 bd2 ba1,344 sqftManufactured Home
Listed by KELLER WILLIAMS TAMPA PROPERTIES· Last updated · MLS# TB8539537

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Est. monthly payment
$1,107/mo
Down payment (20%)
$35,000
Property taxes
$65/mo
HOA
$41.67/mo
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 1980
Community pool
Shared amenity
5,320 sqft lot
Lot size
1,344 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorWindow TreatmentsRain GuttersSliding DoorsStorage

38546 Stafford Dr is a 1980-built home in Shady Oaks Mobile Modular Estates, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $175,000 (about $130/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $41.67 monthly.

From the listing

Spacious, furnished, and ready for you to enjoy the Florida lifestyle! This well-maintained 2-bedroom, 2-bathroom double-wide offers approximately 1,344 square feet of heated and cooled living space in Shady Oaks, a welcoming 55+ community where you own the land beneath your home. Best of all, this home is being sold furnished, making it an excellent option for buyers looking for an easy transition into a seasonal retreat or full-time Florida residence. The generous floor plan offers plenty of space and flexibility, including a dedicated office perfect for working from home, hobbies, or crafts, along with an additional bonus room that can easily serve as a den, reading room, exercise area, or extra space for guests. A separate storage room provides even more room to keep everything organized. Shady Oaks is both golf cart and pet friendly and offers an impressive array of amenities, including a heated community pool, shuffleboard, horseshoes, bocce ball, and an active clubhouse with a variety of activities and social events throughout the year. Even better, the HOA fee is only $500 per year, allowing you to enjoy fantastic community amenities without the high monthly fees found in many 55+ communities. Conveniently located near shopping, restaurants, medical facilities, and local attractions, everything you need is just minutes away. With spacious living areas, versatile bonus spaces, furnishings included, land ownership, low HOA fees, and a vibrant community atmosphere, this property offers an exceptional opportunity for affordable full-time or seasonal Florida living. Come discover the comfort, convenience, and easygoing lifestyle that make Shady Oaks such a wonderful place to call home!

The essentials

Built
1980
Price / sqft
$130
On market
24 days
Annual tax
$778
HOA
$41.67/mo
Flood zone
X · Low risk
Lot
5,320 sqft
Type
Manufactured Home

Location

38546 Stafford Dr
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Manufactured Home
Year Built
1980
Lot
5,320 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central
Parking
Driveway
Days on Market
24
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Window Treatments
Rain Gutters
Sliding Doors
Storage
Clubhouse
Deed Restrictions
Pool
Special Community Restrictions
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer

Elementary

Chester W Taylor Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$778

Parcel #

21-26-23-0040-00C00-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Shady Oaks Mobile Modular Estates

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

5,320 sqft

HOA
$41.67/mo
Greg Emerson
Date
Event
Price
8/18/2026
Listed for sale
Source: Stellar MLS #TB8539537
$175,000
$130/sqft
Est. monthly payment$1,107/mo
Principal & interest$913
Property taxes$65
Insurance$88
HOA$42
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $175,000
$175,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 24.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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