ActiveOpen House

21021 2nd St, Land O Lakes, FL, 34638

$259/sqft·Perdew Island

3 bd2 ba2,026 sqftSingle Family
Listed by KELLER WILLIAMS TAMPA PROPERTIES· Last updated · MLS# TB8539449

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,159/mo
Down payment (20%)
$105,000
Property taxes
$159/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1977
Waterfront
Canal - Freshwater
Private pool
Heated
0.29 acres
Lot size
2,026 sqft
Living area

Open house

Sunday, Sep 13· 5:00 PM to 7:00 PM

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)PlaygroundPrivate Mailbox

21021 2nd St is a 1977-built home in Perdew Island, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,026 square feet of living space. Listed at $525,000 (about $259/sqft), 15 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your own slice of Florida waterfront living in Land O’ Lakes! This beautifully remodeled 3-bedroom home offers the perfect combination of modern updates, outdoor living, and direct access to the water. Extensively renovated in 2020, the home features a fresh, updated interior designed for comfortable everyday living and easy entertaining. Step outside and you’ll quickly see what makes this property special. The backyard features a spa/pool added in 2024, along with both pool and spa heaters offering electric and gas options, a mermaid shelf with bubbler, plus a solar pool cover to help retain heat. It’s the perfect place to cool off, entertain friends, or simply relax and enjoy the Florida sunshine. Beyond the pool, the property offers canal frontage with access to TWO ski-sized lakes, giving you the opportunity to enjoy boating, skiing, fishing, kayaking, and waterfront living right from your own backyard. Additional highlights include a NEW Roof that was replaced in 2024 with Owens Corning Duration Dimensional shingles, water softener and peroxide injection system, helping enhance the home’s water quality, and the water heater was replaced in 2026. The electrical panel was updated in 2020 and includes an interlock switch for a generator, providing added convenience and peace of mind. One corner of the home has been reinforced for further peace of mind. And perhaps one of the best features of all: NO HOA and NO CDD! Finding a remodeled pool home with waterfront access and no HOA or CDD in the 34638 ZIP code is a rare opportunity. Whether your perfect weekend means relaxing poolside, heading out on the lake, or simply enjoying your own waterfront backyard, this Land O’ Lakes home delivers a Florida lifestyle that’s getting harder to find.

The essentials

Built
1977
Price / sqft
$259
On market
18 days
Annual tax
$1,904
Flood zone
X* · Low risk
Lot
12,500 sqft
Type
Single Family Residence

Location

21021 2nd St
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
1977
Lot
12,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Lighting, Pool Sweep, Solar Cover
Waterfront
Canal - Freshwater
Days on Market
18
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Playground
Private Mailbox
Cooktop
Dishwasher
Disposal
Electric Water Heater
Refrigerator
Water Purifier
Water Softener

Elementary

Oakstead Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$1,904

Parcel #

24-26-18-0010-00000-0490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Perdew Island

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

12,500 sqft

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8539449
$525,000-4.5%
$259/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #TB8539449
$550,000+254.8%
$271/sqft
5/5/2015
Sold
Source: Pasco County Public Record
$155,000
$77/sqft
Est. monthly payment$3,159/mo
Principal & interest$2,738
Property taxes$159
Insurance$263
Down payment20% · $105,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 264 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 18 after a $25,000 cut.

Sample: 264 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.