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38602 Finn Clover Ln, Zephyrhills, FL, 33540

$189/sqft·Bristol Mdws Ph 1a & 1b

4 bd2 ba1,849 sqft2 car garageSingle Family
Listed by LPT REALTY LLC· Last updated · MLS# TB8539263

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Est. monthly payment
$2,447/mo
Down payment (20%)
$70,000
Property taxes
$356/mo
HOA
$91/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
2 car garage
6,215 sqft lot
Lot size
1,849 sqft
Living area

About this home

Living Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)DishwasherDryerMicrowaveRange

38602 Finn Clover Ln is a 2021-built home in Bristol Mdws Ph 1a & 1b, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,849 square feet of living space. Listed at $350,000 (about $189/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $91 monthly.

From the listing

Welcome to a beautifully reimagined opportunity in the desirable Bristol Meadows community of Zephyrhills! This versatile 4-bedroom, 2-bathroom home offers an open, functional layout with plenty of natural light and space to make it your own. One of the home's standout features is the owner-added interior separation that creates two distinct living spaces—each offering 2 bedrooms and 1 bathroom. The separation can be removed upon request, allowing the home to easily return to its original configuration. Whether you're looking for a multi-generational living arrangement, additional privacy for family members, a flexible guest setup, or the potential for rental income, this home offers flexibility that traditional layouts simply can't. Each side provides comfortable living space, making this property uniquely adaptable to your needs. The kitchen offers modern functionality with ample counter space and room for casual dining, while the bedrooms provide flexibility for family, guests, office space, or additional living arrangements. Outside, enjoy a private backyard perfect for relaxing or entertaining, along with a two-car garage and well-maintained lawn. The newer roof adds even more peace of mind. Located in Bristol Meadows, you'll enjoy convenient access to major roadways and the interstate, making commutes throughout Zephyrhills, Wesley Chapel and the greater Tampa Bay area a breeze. Plus, you're close to shopping, dining, and entertainment. A home with flexibility, opportunity, and options—come see how this reimagined property can work for you!

The essentials

Built
2021
Price / sqft
$189
On market
27 days
Annual tax
$4,269
HOA
$91/mo
Flood zone
X · Low risk
Lot
6,215 sqft
Type
Single Family Residence

Location

38602 Finn Clover Ln
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
2021
Lot
6,215 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
27
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,269

Parcel #

21-26-23-0050-00700-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bristol Mdws Ph 1a & 1b

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

6,215 sqft

HOA
$91/mo
Home River Group - Jerry Elmore
Date
Event
Price
8/15/2026
Listed for sale
Source: Stellar MLS #TB8539263
$350,000+32.5%
$189/sqft
9/9/2021
Sold
Source: Pasco County Public Record
$264,200
$143/sqft
Est. monthly payment$2,447/mo
Principal & interest$1,825
Property taxes$356
Insurance$175
HOA$91
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 27.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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