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7515 Terrace River Dr, Temple Terrace, FL, 33637

$247/sqft·Terrace River Ph 1

3 bd2 ba1,860 sqft2 car garageSingle Family
Listed by CENTURY 21 CIRCLE· Last updated · MLS# TB8538888

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,956/mo
Down payment (20%)
$91,980
Property taxes
$295/mo
HOA
$31.66/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2002
Private pool
In Ground
2 car garage
6,051 sqft lot
Lot size
1,860 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorPrivate MailboxDeed RestrictionsDishwasher

7515 Terrace River Dr is a 2002-built home in Terrace River Ph 1, Temple Terrace. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,860 square feet of living space. Listed at $459,900 (about $247/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $31.66 monthly.

From the listing

PRICE IMPROVEMENT**POOL HOME • EXPANSIVE SCREENED LANAI • OVERSIZED PRIMARY SUITE • FLEXIBLE ENTERTAINING SPACE** Welcome to 7515 Terrace River Dr, where comfortable Florida living meets a floor plan built for entertaining, relaxing, and everyday functionality. Located beneath a canopy of mature trees in Terrace River Estates, this **3-bedroom, 2-bath, single-story home offers approximately 1,860 square feet, an attached 2-car garage, private swimming pool, and an impressive approximately 25' x 30' screened pool deck and outdoor living area.** Step inside and you'll immediately notice that this is not a cookie-cutter layout. **Vaulted ceilings, architectural archways, recessed lighting, generous room sizes, and warm flooring through the main living areas** create a home that feels open without sacrificing defined spaces. The main living and dining areas flow naturally into a second gathering space and the kitchen, creating an easy environment for both everyday living and entertaining. The kitchen features **natural wood cabinetry, abundant counter space, breakfast-bar seating, double-basin sink, stainless-steel refrigerator, pantry storage, and an adjoining casual dining area** surrounded by natural light. Then there is one of the home's most memorable spaces a dedicated flex room currently designed as a private sports lounge and home bar. Whether you envision Sunday football, a media room, game room, hobby retreat, or personalized entertaining space, this room gives the home a personality and flexibility rarely found in a traditional three-bedroom floor plan. French doors connect the interior directly to the home's signature outdoor retreat. Step outside to an **approximately 25' x 30' screened/caged pool deck featuring a private swimming pool, expansive brick-paver-style deck, covered lanai, ceiling fan, shaded seating area, and privacy fencing**. There is ample room for outdoor dining, loungers, grilling, and entertaining—creating a true extension of the home's living space. The **primary suite is generously sized**, with multiple windows providing natural light, room for substantial furniture, and access to an **oversized walk-in closet with extensive shelving**. The private en-suite bath offers the space today's buyers appreciate, including **dual vanities, a large soaking/garden tub, separate glass-enclosed shower, and private water closet**. Two additional bedrooms offer flexibility for guests, family, hobbies, or working from home. One is currently configured as a spacious **home office**, demonstrating how easily the floor plan can adapt to today's work-from-home lifestyle. A second full bath serves the secondary bedrooms and guests. Practical features continue with a **dedicated interior laundry room with shelving**, plentiful closet and storage space, ceiling fans throughout, and an attached two-car garage. What makes **7515 Terrace River Dr** special is not any single feature—it is the combination: a **spacious one-story floor plan, private pool, substantial screened outdoor living area, large primary retreat, dedicated entertaining room, home-office flexibility, and mature neighborhood setting** all in one property. Conveniently located with access to **Temple Terrace, Tampa, major commuter routes, shopping, dining, recreation, and area destinations**, this home offers the opportunity to enjoy the Florida lifestyle from the moment you arrive home. **Schedule your private showing today.**

The essentials

Built
2002
Price / sqft
$247
On market
23 days
Annual tax
$3,544
HOA
$31.66/mo
Flood zone
X · Low risk
Lot
6,051 sqft
Type
Single Family Residence

Location

7515 Terrace River Dr
Temple Terrace, FL, 33637·33637 - Tampa / Temple Terrace
Type
Single Family Residence
Year Built
2002
Lot
6,051 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
23
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Private Mailbox
Deed Restrictions
Dishwasher
Disposal
Electric Water Heater
Range
Range Hood
Refrigerator

Elementary

Folsom-HB

Middle

Greco-HB

High

King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,544

Parcel #

T-26-28-19-5RT-000001-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terrace River Ph 1

County

Hillsborough

MLS Area

33637 - Tampa / Temple Terrace

Lot Size

6,051 sqft

In CountyLandscapedPaved
HOA
$31.66/mo
Sal Saleh
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8538888
$459,900-6.1%
$247/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #TB8538888
$489,900
$263/sqft
Est. monthly payment$2,956/mo
Principal & interest$2,399
Property taxes$295
Insurance$230
HOA$32
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $459,900
$457,500 – $459,900
99.5% – 100% of listTops out right at the list price
80% of listList price
24 of the last 38 home closings in 33637 landed at this number or higher (63%). The median one sat 26 days before it went under contract, and this one is on day 23 after a $30,000 cut.

Sample: 38 closed home sales in 33637 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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