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10949 105th St, Largo, FL, 33773

$252/sqft·Seminole Gardens

3 bd1 ba1,129 sqftSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8538711

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Est. monthly payment
$2,021/mo
Down payment (20%)
$57,000
Property taxes
$393/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1957
6,098 sqft lot
Lot size
1,129 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorAwning(s)Hurricane ShuttersBuilt-in OvenDryer

10949 105th St is a 1957-built home in Seminole Gardens, Largo. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,129 square feet of living space. Listed at $285,000 (about $252/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One of the best value, LOWEST price per sq ft in the area. This solid block 3-bed, 1-bath property packs incredible potential and peace of mind with NO lender-required flood insurance (Evacuation Zone C). Major updates are already handled for you: 2019 A/C, updated electric panel, 2022 tankless water heater, and a newly re-screened back porch that instantly adds usable living space. You’ll love the oversized double driveway—room for four cars, plus two storage sheds ideal for your tools, beach gear, or lawn equipment. The 60x102 lot gives you the space everyone wants in Pinellas—ample room to add a pool and still enjoy your yard. A shallow well and pump keep your landscaping green without running up your water bill. Location is a huge win here: 10 minutes to the beach, steps from restaurants, shopping, the Pinellas Trail, Walsingham Park, Florida Botanical Gardens, and everything that makes this area so special.

The essentials

Built
1957
Price / sqft
$252
On market
23 days
Annual tax
$4,713
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

Location

10949 105th St
Largo, FL, 33773·33773 - Largo
Type
Single Family Residence
Year Built
1957
Lot
6,098 sqft
Cooling
Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Central
Parking
Driveway, Oversized
Days on Market
23
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Awning(s)
Hurricane Shutters
Built-in Oven
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Bardmoor Elementary-PN

Middle

Osceola Middle-PN

High

Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$4,713

Parcel #

15-30-15-79686-000-0980

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Seminole Gardens

County

Pinellas

MLS Area

33773 - Largo

Lot Size

6,098 sqft

Unincorporated
Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8538711
$285,000+5.9%
$252/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #TB8538711
$269,000-4.2%
$238/sqft
12/1/2024
Sold
Source: Pinellas County Public Record
$280,700
$249/sqft
Est. monthly payment$2,022/mo
Principal & interest$1,486
Property taxes$393
Insurance$143
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $285,000
$280,000 – $285,000
98.7% – 100% of listTops out right at the list price
80% of listList price
30 of the last 59 home closings in 33773 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 23.

Sample: 59 closed home sales in 33773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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