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38689 Harlow Rose Dr, Zephyrhills, FL, 33540

$154/sqft·Bristol Mdws Ph 1a & 1b

4 bd3 ba2,340 sqft2 car garageSingle Family
Listed by STAR BAY REALTY CORP.· Last updated · MLS# TB8538667

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Est. monthly payment
$2,571/mo
Down payment (20%)
$71,980
Property taxes
$424/mo
HOA
$91/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
2 car garage
6,215 sqft lot
Lot size
2,340 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Open FloorplanWalk-in Closet(s)LightingSidewalkSliding DoorsDishwasher

38689 Harlow Rose Dr is a 2021-built home in Bristol Mdws Ph 1a & 1b, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,340 square feet of living space. Listed at $359,900 (about $154/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $91 monthly.

From the listing

Tastefully remodeled, 4-bedroom, 2.5-bath + bonus/office home offering 2,340 sq ft of modern living, built in 2021. Nestled in the sought-after Bristol Meadows community, this home combines style, comfort, and convenience. Freshly Painted and Move in ready. Enjoy cooking and entertaining in the gourmet kitchen featuring 42" cabinets, sleek granite countertops, a large kitchen island with breakfast bar, and brand new stainless steel appliances. The bright open floorplan includes a welcoming dining area and a relaxing living room that flows seamlessly to the fenced backyard through glass sliding doors—perfect for indoor-outdoor living. The primary suite offers a true retreat with a huge walk-in closet, and a luxurious bath complete with double granite vanity, soaking tub, and separate shower. Three additional generously sized bedrooms provide flexibility for family, guests, or workspace. Additional features include a 2-car garage, bonus room/office, low HOA fees, NO CDD, and not in a flood zone. Located with easy access to I-75, top-rated medical facilities, shopping, dining, and more—Bristol Meadows is the perfect blend of suburban charm and urban convenience.

The essentials

Built
2021
Price / sqft
$154
On market
29 days
Annual tax
$5,082
HOA
$91/mo
Flood zone
X · Low risk
Lot
6,215 sqft
Type
Single Family Residence

Location

38689 Harlow Rose Dr
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
2021
Lot
6,215 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
29
Built-in Features
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Lighting
Sidewalk
Sliding Doors
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$5,082

Parcel #

21-26-23-005.0-007.00-019.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bristol Mdws Ph 1a & 1b

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

6,215 sqft

HOA
$91/mo
Jerry Elmore
Date
Event
Price
8/13/2026
Listed for sale
Source: Stellar MLS #TB8538667
$359,900+68.5%
$154/sqft
7/8/2026
Sold
Source: Pasco County Public Record
$213,600
$91/sqft
Est. monthly payment$2,571/mo
Principal & interest$1,877
Property taxes$424
Insurance$180
HOA$91
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $359,900
$357,500 – $359,900
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 29.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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