ActiveOpen House

18024 Spencer Rd, Odessa, FL, 33556

$374/sqft·Unplatted

3 bd2 ba1,701 sqft1 car garageSingle Family
Listed by BHHS FLORIDA PROPERTIES GROUP· Last updated · MLS# TB8537540

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Est. monthly payment
$4,546/mo
Down payment (20%)
$127,200
Property taxes
$911/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2022
Waterfront
Lake Front
1 car garage
1.28 acres
Lot size
1,701 sqft
Living area

Open house

Saturday, Sep 12· 3:00 PM to 5:00 PM

About this home

Kitchen/Family Room ComboLightingDishwasherRangeRefrigerator

18024 Spencer Rd is a 2022-built home in Unplatted, Odessa. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,701 square feet of living space. Listed at $636,000 (about $374/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

KEYSTONE, ODESSA! Ski-Sized Lake Taylor! Boat & play on one of the deepest & most fun Ski-Sized lakes in Hillsborough County, Odessa! Year 2022 Custom Built Lakehouse! 3 Bedrooms, 2 baths, with large boat dock, approx. one acre, in one of most desirable communities in all of Tampa Bay: Keystone, Odessa- Deer and Alpacas grazing across the street, 30 minutes to Tampa International Airport, 20 minutes to the Gulf Beaches in Tarpon Springs! Top ranked schools, ASC-1 Zoning, Non-Flood Zone, plus plenty of room for a pool! Don’t miss out on this Craftsman-inspired gem with granite counters, exceptional millwork, lovely open floorplan, and the most beautiful Western Lake Sunsets you can imagine! Priced well below market for a quick sale, this ski-lake house is ready for your BBQ’s and Boats! Alpaca pasture land is your neighbor across the street, Lake Alice Estates is a few lots away- “Country Close-In” as the Keystone Civic Association says! Don’t Blink- it’ll be gone!

The essentials

Built
2022
Price / sqft
$374
On market
6 days
Annual tax
$10,935
Flood zone
X · Low risk
Lot
55,757 sqft
Type
Single Family Residence

Location

18024 Spencer Rd
Odessa, FL, 33556·33556 - Odessa
Type
Single Family Residence
Year Built
2022
Lot
55,757 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Lake Front
Days on Market
6
Kitchen/Family Room Combo
Lighting
Dishwasher
Range
Refrigerator

Elementary

Hammond Elementary School

Middle

Sergeant Smith Middle-HB

High

Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$10,935

Parcel #

U-16-27-17-ZZZ-000000-10160.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Unplatted

County

Hillsborough

MLS Area

33556 - Odessa

Lot Size

55,757 sqft

In CountyOversized LotPavedZoned for Horses
Date
Event
Price
9/5/2026
Listed for sale
Source: Stellar MLS #TB8537540
$636,000+218.0%
$374/sqft
12/31/2020
Sold
Source: Hillsborough County Public Record
$200,000
$118/sqft
Est. monthly payment$4,546/mo
Principal & interest$3,317
Property taxes$911
Insurance$318
Down payment20% · $127,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $636,000
$625,000 – $636,000
98.4% – 100% of listTops out right at the list price
80% of listList price
106 of the last 210 home closings in 33556 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 6.

Sample: 210 closed home sales in 33556 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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