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11153 Shelter Cove Loop, New Port Richey, FL, 34654

$185/sqft·Waters Edge 03

5 bd3 ba2,645 sqft3 car garageSingle Family
Listed by MARCHAND REALTY, LLC· Last updated · MLS# TB8537191

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,652/mo
Down payment (20%)
$98,000
Property taxes
$682/mo
HOA
$169/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2008
3 car garage
7,800 sqft lot
Lot size
2,645 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimarybedroom UpstairsStone CountersThermostat

11153 Shelter Cove Loop is a 2008-built home in Waters Edge 03, New Port Richey. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,645 square feet of living space. Listed at $490,000 (about $185/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $169 monthly.

From the listing

Welcome to this beautifully maintained 5-bedroom, 3-bathroom home with a 3-car garage in the highly desirable gated community of Water's Edge! Offering over 3,000 square feet of living space, this spacious home features a functional floor plan designed for both comfortable living and effortless entertaining. The first floor offers formal living and dining areas, a spacious family room, and a well-appointed kitchen featuring quartz countertops, 42-inch wood cabinetry, and a large pantry with custom shelving. A first-floor bedroom and full bathroom provide the perfect space for guests, multigenerational living, or a private home office. Upstairs, the expansive primary suite features two walk-in closets, a sitting area, and a private en-suite bath with dual vanities, a garden tub, and a separate shower. Three additional bedrooms and a full bathroom provide ample space for family and guests. Recent improvements include a new HVAC system (2026), luxury vinyl plank flooring in the upstairs common areas, and a brand-new roof to be installed before closing, offering added value and peace of mind. Built-in surround sound wiring in the main living area, along with outdoor speakers on the screened lanai, make this home ideal for entertaining. Step outside to the screened lanai overlooking the fully fenced backyard, providing the perfect setting for outdoor dining, gatherings, pets, or simply relaxing. Residents of Water's Edge enjoy exceptional resort-style amenities, including a clubhouse, a swimming pool with a splash pad, a fitness center, basketball and pickleball courts, playgrounds, a fishing pier, and scenic walking trails. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this move-in-ready home offers the perfect blend of space, comfort, and lifestyle. Schedule your private showing today!

The essentials

Built
2008
Price / sqft
$185
On market
31 days
Annual tax
$8,188
HOA
$169/mo
Flood zone
X · Low risk
Lot
7,800 sqft
Type
Single Family Residence

Location

11153 Shelter Cove Loop
New Port Richey, FL, 34654·34654 - New Port Richey
Type
Single Family Residence
Year Built
2008
Lot
7,800 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
31
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Private Yard
Sidewalk
Street Lights
Disposal
Microwave
Range Hood
Refrigerator

Elementary

Cypress Elementary-PO

Middle

River Ridge Middle-PO

High

River Ridge High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$8,188

Parcel #

17-25-20-0020-00000-5530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waters Edge 03

County

Pasco

MLS Area

34654 - New Port Richey

Lot Size

7,800 sqft

HOA
$169/mo
Date
Event
Price
8/11/2026
Listed for sale
Source: Stellar MLS #TB8537191
$490,000+3.2%
$185/sqft
8/10/2023
Sold
Source: Pasco County Public Record
$475,000
$180/sqft
Est. monthly payment$3,652/mo
Principal & interest$2,556
Property taxes$682
Insurance$245
HOA$169
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $490,000
$482,500 – $490,000
98.3% – 100% of listTops out right at the list price
80% of listList price
52 of the last 102 home closings in 34654 landed at this number or higher (51%). The median one sat 44 days before it went under contract, and this one is on day 31.

Sample: 102 closed home sales in 34654 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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