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440 89th Ave, St Pete Beach, FL, 33706

$402/sqft·St Petersburg Beach North

3 bd2 ba1,266 sqft1 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8537114

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Est. monthly payment
$3,373/mo
Down payment (20%)
$101,800
Property taxes
$463/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1956
1 car garage
Garage Door Opener
6,900 sqft lot
Lot size
1,266 sqft
Living area

About this home

Ceiling Fans(s)DishwasherMicrowaveRefrigerator

440 89th Ave is a 1956-built home in St Petersburg Beach North Unit 8, St Pete Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,266 square feet of living space. Listed at $509,000 (about $402/sqft), 31 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bed, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida’s most desirable coastal communities. *Potential future tax benefit for qualifying owner-occupants: Florida voters are considering a proposed increase to the homestead exemption beginning in 2027, subject to voter approval and eligibility requirements. Buyers should verify potential savings with the Pinellas County Property Appraiser. * Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier’s approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John’s Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

The essentials

Built
1956
Price / sqft
$402
On market
34 days
Annual tax
$5,561
Flood zone
AE
Lot
6,900 sqft
Type
Single Family Residence

Location

440 89th Ave
St Pete Beach, FL, 33706·33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Type
Single Family Residence
Year Built
1956
Lot
6,900 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
34
Ceiling Fans(s)
Dishwasher
Microwave
Refrigerator

Elementary

Azalea Elementary-PN

Middle

Azalea Middle-PN

High

Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$5,561

Parcel #

25-31-15-78282-107-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

St Petersburg Beach North Unit 8

County

Pinellas

MLS Area

33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Lot Size

6,900 sqft

Date
Event
Price
8/8/2026
Listed for sale
Source: Stellar MLS #TB8537114
$509,000+57.3%
$402/sqft
1/1/2025
Sold
Source: Pinellas County Public Record
$323,500
$256/sqft
Est. monthly payment$3,373/mo
Principal & interest$2,655
Property taxes$463
Insurance$255
Down payment20% · $101,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $509,000
$490,000 – $509,000
96.3% – 100% of listTops out right at the list price
80% of listList price
61 of the last 119 home closings in 33706 landed at this number or higher (51%). The median one sat 65 days before it went under contract, and this one is on day 34.

Sample: 119 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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