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5004 Ensign Loop, New Port Richey, FL, 34652

$491/sqft·Flor A Mar/Gulf Harbors

3 bd2 ba2,018 sqft2 car garageSingle Family
Listed by MIHARA & ASSOCIATES INC.· Last updated · MLS# TB8535600

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Est. monthly payment
$6,529/mo
Down payment (20%)
$198,000
Property taxes
$871/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1987
Waterfront
Canal - Saltwater
Private pool
Gunite
2 car garage
Driveway
8,923 sqft lot
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Primary Bedroom Main FloorStone CountersVaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsAwning(s)

5004 Ensign Loop is a 1987-built home in Flor A Mar/Gulf Harbors, New Port Richey. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,018 square feet of living space. Listed at $989,999 (about $491/sqft), 35 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience the Florida lifestyle in this beautifully maintained and updated 3-bedroom, 2-bath waterfront home offering over 2,000 square feet of living space in the sought-after Flor-a-Mar/Gulf Harbors community. Perfectly positioned on approximately 100 feet of deep saltwater canal frontage with direct access to the Gulf, this home is a boater's dream! Boat lift accommodates up to 12k lbs and 35ft. Inside, you'll find a bright and well laid out floor plan featuring soaring vaulted ceilings, a desirable split-bedroom layout, stone countertops, and spacious living areas designed for both everyday comfort and entertaining. The well-appointed kitchen flows seamlessly into the main living spaces while large windows showcase tranquil water views. Step outside to your private backyard oasis featuring a heated saltwater pool, expansive patio, outdoor kitchen, private dock, and plenty of space to relax or host family and friends. The fenced yard, mature landscaping, and waterfront setting create the perfect blend of privacy and coastal charm. Additional highlights include a side-entry two-car garage, metal roof, indoor utility room, and no minimum lease restrictions. Residents also have the opportunity to enjoy Gulf Harbors' private beach club and community amenities. Whether you're searching for a full-time residence, vacation getaway, or waterfront investment, this exceptional home delivers the best of Florida living with quick Gulf access, beautiful sunsets, and endless opportunities for boating, fishing, and waterfront recreation. Gulf Harbors is a DEED RESTRICTED neighborhood with optional memberships to the private community beach and civic centers with boat ramps, rentable buildings, social events, and more. Metal Roof (2025)

The essentials

Built
1987
Price / sqft
$491
On market
37 days
Annual tax
$10,450
Flood zone
AE
Lot
8,923 sqft
Type
Single Family Residence

Location

5004 Ensign Loop
New Port Richey, FL, 34652·34652 - New Port Richey
Type
Single Family Residence
Year Built
1987
Lot
8,923 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Pool
Gunite, In Ground, Lighting, Salt Water
Waterfront
Canal - Saltwater
Days on Market
37
Built-in Features
Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Fire Pit
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System

Elementary

Richey Elementary School

Middle

Gulf Middle-PO

High

Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$10,450

Parcel #

15-26-12-0760-01800-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Flor A Mar/Gulf Harbors

County

Pasco

MLS Area

34652 - New Port Richey

Lot Size

8,923 sqft

Landscaped
Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8535600
$989,999-1.0%
$491/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8535600
$999,999+35.1%
$496/sqft
8/31/2021
Sold
Source: Pasco County Public Record
$740,000
$367/sqft
Est. monthly payment$6,529/mo
Principal & interest$5,163
Property taxes$871
Insurance$495
Down payment20% · $198,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $989,999
$975,000 – $989,999
98.5% – 100% of listTops out right at the list price
80% of listList price
88 of the last 175 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 37 after a $10,000 cut.

Sample: 175 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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