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22523 Willow Lakes Dr, Lutz, FL, 33549

$339/sqft·Willow Bend

4 bd3 ba2,359 sqft2 car garageSingle Family
Listed by GULF SHORES REALTY ERA POWERED LLC· Last updated · MLS# TB8535438

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Est. monthly payment
$4,942/mo
Down payment (20%)
$160,000
Property taxes
$341/mo
HOA
$354/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1999
Waterfront
Lake Front
Private pool
Heated
2 car garage
Driveway
8,977 sqft lot
Lot size

About this home

Ceiling Fans(s)Chair RailCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main Floor

22523 Willow Lakes Dr is a 1999-built home in Willow Bend, Lutz. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,359 square feet of living space. Listed at $800,000 (about $339/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $354 semi-annually.

From the listing

Experience the ultimate Florida lake lifestyle in this one-of-a-kind custom waterfront home on a ¼-acre lot with NO CDD fees! Enjoy direct access to a beautiful natural lake with your own private sand beach and 250 sq. ft. dock—perfect for jet skiing and fishing. This custom home features 4 bedrooms, 3 bathrooms, PLUS a 522 sq. ft. bonus/theater room, offering approximately 2,881 sq. ft. of TOTAL LIVING SPACE. The bonus room includes stunning lake views, a 3D projector, and a 110" movie screen. Inside you'll find formal living and dining rooms, a spacious family room with a fireplace, a dedicated office, an updated kitchen with granite countertops and LG stainless steel appliances, and a luxurious primary suite with a jetted tub, steam shower, and bidet. Step outside to your private resort-style oasis featuring a solar-heated saltwater pool with a cascading natural rock waterfall, a fully equipped outdoor kitchen, screened lanai, and multiple entertaining areas overlooking the lake. Major updates include a NEW 50-year dimensional shingle roof (2021), NEW 6-ton A/C with UV sanitizer (2023), tankless water heater (2024), and resurfaced pool (2018). Additional highlights include hurricane protection, Hurricane Film windows, generator hookup, Tesla Generation III charging station, and professional landscaping. Conveniently located near Tampa Premium Outlets, KRATE at The Grove, shopping, dining, and major highways. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

The essentials

Built
1999
Price / sqft
$339
On market
36 days
Annual tax
$4,088
HOA
$354/yr
Flood zone
X · Low risk
Lot
8,977 sqft
Type
Single Family Residence

Location

22523 Willow Lakes Dr
Lutz, FL, 33549·33549 - Lutz
Type
Single Family Residence
Year Built
1999
Lot
8,977 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Heat Pump
Parking
Driveway
Pool
Child Safety Fence, Chlorine Free, Heated, In Ground, Salt Water, Screen Enclosure, Solar Heat
Waterfront
Lake Front
Days on Market
36
Ceiling Fans(s)
Chair Rail
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Awning(s)
Hurricane Shutters
Outdoor Grill
Outdoor Kitchen
Deed Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer

Elementary

Lake Myrtle Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2026)

$4,088

Parcel #

31-26-19-0060-00000-0540

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Willow Bend

County

Pasco

MLS Area

33549 - Lutz

Lot Size

8,977 sqft

Landscaped
HOA
$354/yr
Stephen Newman
Date
Event
Price
8/6/2026
Listed for sale
Source: Stellar MLS #TB8535438
$800,000+2288.1%
$339/sqft
2/1/1998
Sold
Source: Pasco County Public Record
$33,500
$14/sqft
Est. monthly payment$4,942/mo
Principal & interest$4,172
Property taxes$341
Insurance$400
HOA$30
Down payment20% · $160,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $800,000
$795,000 – $800,000
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in 33549 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 36.

Sample: 56 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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