Active
$995,000
Est. $7,060/mo

3704 Swans Landing Dr, Land O Lakes, FL, 34639

$368/sqft·Swann Lake

4 bd3 ba2,705 sqft3 car garageSingle Family
Listed by FUTURE HOME REALTY INC· Last updated · MLS# TB8534970

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$7,060/mo
Down payment (20%)
$199,000
Property taxes
$1,168/mo
HOA
$2,460/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1995
Waterfront
Lake Front
3 car garage
Garage Door Opener
0.86 acres
Lot size
2,705 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit Bedroom

3704 Swans Landing Dr is a 1995-built home in Swann Lake, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,705 square feet of living space. Listed at $995,000 (about $368/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,460 annually.

From the listing

Spectacular Waterfront Views and home in "MOVE IN CONDITION". "Call Now". You will fall in love with the view of 180 acre LAKE PADGETT! Bring your Boat and enjoy your own private boat dock with lift. Water ski, fish or just enjoy the beautiful water views. ACT QUICKLY, homes like these don't come on the market often. Your dream home awaits you in the gated community of Swann Lake. ***Call Now*** and let's make it yours.

The essentials

Built
1995
Price / sqft
$368
On market
41 days
Annual tax
$14,017
HOA
$2,460/yr
Flood zone
X · Low risk
Lot
37,562 sqft
Type
Single Family Residence

Location

3704 Swans Landing Dr
Land O Lakes, FL, 34639·34639 - Land O Lakes
Type
Single Family Residence
Year Built
1995
Lot
37,562 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Side
Waterfront
Lake Front
Days on Market
41
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Entrance
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Filtration System

Elementary

Lake Myrtle Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$14,017

Parcel #

18-26-24-0090-00000-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Swann Lake

County

Pasco

MLS Area

34639 - Land O Lakes

Lot Size

37,562 sqft

SidewalkPaved
HOA
$2,460/yr
Avid Property Management
Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #TB8534970
$995,000
$368/sqft
Est. monthly payment$7,060/mo
Principal & interest$5,189
Property taxes$1,168
Insurance$498
HOA$205
Down payment20% · $199,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $995,000
$985,000 – $995,000
98.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 104 home closings in 34639 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 41.

Sample: 104 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.

Homes in Land O LakesNew constructionBrowse all listingsWhat's my home worth?Recently soldSchedule a tour