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38648 Ferm Cir, Zephyrhills, FL, 33540

$238/sqft·Groves

3 bd2 ba1,304 sqft1 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8534899

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Est. monthly payment
$1,840/mo
Down payment (20%)
$62,000
Property taxes
$68/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1985
1 car garage
0.26 acres
Lot size
1,304 sqft
Living area

About this home

Built-in FeaturesThermostatStorageDishwasherMicrowaveRefrigerator

38648 Ferm Cir is a 1985-built home in Groves, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,304 square feet of living space. Listed at $310,000 (about $238/sqft), 21 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

Welcome home to 38648 Ferm Circle, a beautifully maintained 3-bedroom, 2-bathroom nestled under a canopy of gorgeous mature oaks in the heart of Zephyrhills. This 1,404 sq ft gem sits on a generous 0.26-acre fully fenced lot, offering the kind of privacy and space that's getting harder to find. Step inside to a bright, open living area featuring vaulted ceilings and new flooring throughout, creating a fresh, move in ready feel from room to room. The eat in kitchen offers plenty of cabinet and counter space and a cozy dining nook perfect for morning coffee. Peace of mind comes standard here with double pane windows, a newer drain field, and a newer hot water heater major ticket items already handled for you. Step outside and fall in love with the massive, fully fenced backyard shaded by mature oaks plenty of room to garden, entertain, or just relax. A large covered carport offers room for a boat, RV, or trailer, ideal for the outdoor enthusiast who needs space for the toys. Not to mention a huge shed connected to electricity. Bonus: With an acceptable offer, a 1985 ProCraft boat with a 2024 Honda motor can be included hop in the water without the extra shopping trip! Centrally located in Zephyrhills with easy access to shopping, dining, and Tampa's outdoor recreation, this move in ready home won't last.

The essentials

Built
1985
Price / sqft
$238
On market
35 days
Annual tax
$813
Flood zone
AE*
Lot
11,235 sqft
Type
Single Family Residence

Location

38648 Ferm Cir
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
1985
Lot
11,235 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
35
Built-in Features
Thermostat
Storage
Dishwasher
Microwave
Refrigerator
Homestead exemption on fileFlood Zone AE*

Annual Tax (2025)

$813

Parcel #

26-25-21-0050-00000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Groves

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

11,235 sqft

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8534899
$310,000-1.6%
$238/sqft
8/7/2026
Listed for sale
Source: Stellar MLS #TB8534899
$315,000
$242/sqft
Est. monthly payment$1,840/mo
Principal & interest$1,617
Property taxes$68
Insurance$155
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $310,000
$307,500 – $310,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 35 after a $5,000 cut.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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