ActiveOpen House
$660,000
Est. $4,103/mo

12890 Payton St, Odessa, FL, 33556

$229/sqft·Starkey Ranch Village 2 Ph 1a

4 bd3 ba2,881 sqft2 car garageSingle Family
Listed by BHHS FLORIDA PROPERTIES GROUP· Last updated · MLS# TB8534201

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,103/mo
Down payment (20%)
$132,000
Property taxes
$324/mo
HOA
$85/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2018
2 car garage
5,877 sqft lot
Lot size
2,881 sqft
Living area

Open house

Saturday, Sep 12· 4:00 PM to 6:00 PM

About this home

Ceiling Fans(s)Crown MoldingIN Wall Pest SystemKitchen/Family Room ComboStone CountersTray Ceiling(s)Window TreatmentsHurricane Shutters

12890 Payton St is a 2018-built home in Starkey Ranch Village 2 Ph 1a, Odessa. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,881 square feet of living space. Listed at $660,000 (about $229/sqft), 42 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $85 annually.

From the listing

Beautiful 4-bedroom, 3-bathroom home with a loft in highly sought-after Starkey Ranch! This well-appointed home features tile flooring throughout, elegant tray ceilings, numerous builder upgrades, and a 2-car garage. The spacious loft offers flexible space for a home office, media room, or additional living area. Enjoy Florida outdoor living from the seller-added screened-in lanai, perfect for relaxing or entertaining. A water softener was also added by the seller for added convenience. Located in a desirable community with A-rated schools, exceptional amenities, parks, trails, shopping, dining, and convenient access to major roadways. A wonderful opportunity to enjoy the Starkey Ranch lifestyle!

The essentials

Built
2018
Price / sqft
$229
On market
43 days
Annual tax
$3,887
HOA
$85/yr
Flood zone
X · Low risk
Lot
5,877 sqft
Type
Single Family Residence

Location

12890 Payton St
Odessa, FL, 33556·33556 - Odessa
Type
Single Family Residence
Year Built
2018
Lot
5,877 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
43
Ceiling Fans(s)
Crown Molding
IN Wall Pest System
Kitchen/Family Room Combo
Stone Counters
Tray Ceiling(s)
Window Treatments
Hurricane Shutters
Private Yard
Sidewalk
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone x

Annual Tax (2025)

$3,887

Parcel #

28-26-17-0100-00200-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Starkey Ranch Village 2 Ph 1a

County

Pasco

MLS Area

33556 - Odessa

Lot Size

5,877 sqft

HOA
$85/yr
Green Acres Property
Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #TB8534201
$660,000
$229/sqft
Est. monthly payment$4,103/mo
Principal & interest$3,442
Property taxes$324
Insurance$330
HOA$7
Down payment20% · $132,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $660,000
$650,000 – $660,000
98.4% – 100% of listTops out right at the list price
80% of listList price
106 of the last 210 home closings in 33556 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 43.

Sample: 210 closed home sales in 33556 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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