Active
$4,838,901
Est. $33,907/mo

400 Central Ave #407, St Petersburg, FL, 33701

$1,100/sqft·400 Central

4 bd4 ba4,399 sqft2 car garageCondominium
Listed by NORTHSTAR REALTY· Last updated · MLS# TB8532929

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Est. monthly payment
$33,907/mo
Down payment (20%)
$967,780
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

High-rise condo
45 stories · 2026
Community pool
Fitness center too
2 car garage
Valet available
Private balcony
Outdoor space
4,399 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
400 CENTRAL
Type
Condominium

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSplit Bedroom

400 Central Ave #407 is a 2026-built home in 400 Central, St Petersburg. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,399 square feet of living space. Listed at $4,838,901 (about $1,100/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

INTRODUCING A TWO-STORY LUXURY RESIDENCE, UNLIKE ANYTHING ELSE, WITH OVER 6,000 COMBINED SQ FT, DUAL PRIVATE ENTRANCES, 22-FOOT CEILINGS, ONE OF DOWNTOWN ST. PETE'S LARGEST PRIVATE TERRACES, AND NOW OFFERED WITH A $150,000 BUYER DESIGN ALLOWANCE—an extraordinary opportunity to personalize one of Downtown St. Petersburg's most distinctive NEW CONSTRUCTION luxury residences and tailor select finishes to reflect your own vision and style. This beautiful residence seamlessly combines the privacy and scale of a custom home with the convenience and security of one of Downtown St. Petersburg's premier luxury condominiums. Encompassing 4,399 interior square feet and an additional 1,694 square feet of private terrace space, this exceptional home offers four bedrooms, four full bathrooms, and a versatile upper-level den ideal for a home office, media room, fitness studio, or guest accommodations. The $150,000 design credit presents an exceptional opportunity to customize finishes, furnishings, or design elements and create a truly personalized luxury residence. The dramatic great room is anchored by 22-FOOT CEILINGS and walls of floor-to-ceiling glass that flood the home with natural light, while nearly 11-foot ceilings throughout the upper level enhance the open, architectural design. Designed for effortless entertaining, the expansive living and dining areas flow into a chef's kitchen featuring premium JennAir® appliances, sleek European-style cabinetry, an oversized island, and a GAS COOKTOP, a rare offering in downtown condominium living. The luxurious primary suite serves as a private retreat with direct terrace access, a spacious walk-in closet, and a spa-inspired bath complete with a freestanding soaking tub, oversized shower, and designer finishes. The expansive curved PRIVATE TERRACE creates an exceptional outdoor living space for entertaining, dining, or relaxing above the city. DUAL PRIVATE ENTRY provides the rare convenience of accessing your residence directly from the parking level without using an elevator, while nearby stair access to Central Avenue makes daily walks, dining, and errands remarkably convenient. A MULTI-ZONE CLIMATE CONTROL SYSTEM provides independent comfort on each level. Residents enjoy more than 36,000 SQ FT OF RESORT-STYLE AMENITIES, including a tropical pool and spa, fitness and wellness facilities, owners' lounges, outdoor entertaining spaces, and the spectacular 46TH-FLOOR SKY LOUNGE & OBSERVATORY with panoramic views from Tampa Bay to the Gulf of Mexico. Perfectly positioned in the heart of Downtown St. Petersburg, you're just moments from Beach Drive, The St. Pete Pier, waterfront parks, boutique shopping, acclaimed restaurants, museums, Albert Whitted Airport, and the city's vibrant arts and cultural scene, offering an unmatched luxury lifestyle in one of Florida's most sought-after downtown destinations.

The essentials

Built
2026
Price / sqft
$1,100
On market
46 days
Annual tax
$0
Flood zone
X · Low risk
Lot
98,259 sqft
Type
Condominium

Location

400 Central Ave #407
St Petersburg, FL, 33701·33701 - St Pete
Type
Condominium
Year Built
2026
Lot
98,259 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Basement, Valet
Days on Market
46
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Balcony
Dog Run
Lighting
Outdoor Grill
Outdoor Kitchen
Storage
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Pool
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Freezer
Ice Maker
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator

Elementary

Campbell Park Elementary-PN

Middle

John Hopkins Middle-PN

High

St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2026)

$0

Parcel #

UNIT-407

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

400 Central

County

Pinellas

MLS Area

33701 - St Pete

Lot Size

98,259 sqft

Date
Event
Price
7/27/2026
Listed for sale
Source: Stellar MLS #TB8532929
$4,838,901
$1,100/sqft
Est. monthly payment$33,907/mo
Principal & interest$25,237
Property taxes$6,250
Insurance$2,419
Down payment20% · $967,780
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $4,838,901
$4.81M – $4.84M
99.5% – 100% of listTops out right at the list price
80% of listList price
119 of the last 185 condo closings in 33701 landed at this number or higher (64%). The median one sat 12 days before it went under contract, and this one is on day 46.

Sample: 185 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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