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4575 Cove Cir #506, St Petersburg, FL, 33708

$274/sqft·Heritage House The Condo

2 bd2 ba1,040 sqftCondominium
Listed by BIANCHI REALTY & PROPERTY MANAGEMENT INC.· Last updated · MLS# TB8532711

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Est. monthly payment
$2,540/mo
Down payment (20%)
$57,000
Property taxes
$90/mo
HOA
$821/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1973
Waterfront
Intracoastal Waterway
Community pool
Fitness center too
Assigned parking
1,040 sqft
Living area

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboWalk-in Closet(s)LightingClubhouseFitness CenterPool

4575 Cove Cir #506 is a 1973-built home in Heritage House The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,040 square feet of living space. Listed at $285,000 (about $274/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $821 monthly.

From the listing

Virtually Staged. Welcome to waterfront living in this beautifully maintained, gated 55+ community located approximately one mile from Madeira Beach and the Gulf of Mexico. Enjoy panoramic views of the lagoon, Intracoastal Waterway, and lush tropical grounds, along with stunning western-exposure sunsets and frequent sightings of dolphins and manatees. This fully furnished residence features easy-care wood and tile flooring throughout—no carpet—and includes a covered carport. The community laundry room is conveniently located just down the hall. The building is ideally positioned next to the clubhouse and swimming pool, providing easy access to the community’s extensive amenities. Residents enjoy 24-hour gated security, two swimming pools that are cooled in the summer and heated in the winter, fishing docks, covered picnic areas, barbecue grills, tennis, pickleball, shuffleboard, water aerobics, saunas, and a fitness center. The active clubhouse offers stage shows, dances, potlucks, bingo, darts, card games, and other organized activities led by a full-time social director. Stroll around the lagoon, relax among the beautifully landscaped grounds, or enjoy nearby shopping, restaurants, banking, and the American Legion. Seminole City Center and the Bay Pines VA Medical Center are also just minutes away. Covered boat slips and kayak storage may be available for rent through the association. Experience the relaxed Florida waterfront lifestyle—welcome to paradise! **Buyer should verify room measurements.

The essentials

Built
1973
Price / sqft
$274
On market
46 days
Annual tax
$1,082
HOA
$821/mo
Flood zone
AE
Type
Condominium

Location

4575 Cove Cir #506
St Petersburg, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Condominium
Year Built
1973
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Guest
Waterfront
Intracoastal Waterway
Days on Market
46
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Walk-in Closet(s)
Lighting
Clubhouse
Fitness Center
Pool
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$1,082

Parcel #

03-31-15-38255-000-0506

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage House The Condo

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

-

HOA
$821/mo
Sea Towers/Laurie Lorenz
Date
Event
Price
7/27/2026
Listed for sale
Source: Stellar MLS #TB8532711
$285,000
$274/sqft
11/1/2021
Sold
Source: Pinellas County Public Record
$285,000
$274/sqft
Est. monthly payment$2,540/mo
Principal & interest$1,486
Property taxes$90
Insurance$143
HOA$821
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $285,000
$275,000 – $285,000
96.6% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 condo closings in 33708 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 46.

Sample: 89 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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