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2093 Swan Ln, Palm Harbor, FL, 34683

$294/sqft·Severs Landing Ph 2

4 bd3 ba3,144 sqft3 car garageSingle Family
Listed by RE/MAX REALTEC GROUP INC· Last updated · MLS# TB8532562

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$5,797/mo
Down payment (20%)
$184,980
Property taxes
$469/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1991
Private pool
Heated
3 car garage
Driveway
0.31 acres
Lot size
3,144 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)

2093 Swan Ln is a 1991-built home in Severs Landing Ph 2, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,144 square feet of living space. Listed at $924,900 (about $294/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Welcome to this beautifully maintained custom pool home in the highly sought-after Sever's Landing community, where spacious living areas, quality finishes, and exceptional outdoor entertaining come together in one of Palm Harbor's most desirable neighborhoods. From the leaded glass double-door entry to the soaring ceilings and sparkling pool views beyond, every detail has been thoughtfully designed to create a home that is both elegant and inviting. The flowing floor plan offers the perfect balance of formal and casual living. A spacious living and dining room provides an ideal setting for entertaining, while the open-concept kitchen and family room create the heart of the home. Rich wood cabinetry, natural stone countertops, stainless steel appliances, a center island, decorative tile backsplash, breakfast bar, and a sunny breakfast nook make the kitchen as functional as it is beautiful. Just beyond, the family room is anchored by a cozy gas fireplace, creating a warm gathering space for family and friends. Designed for flexibility, the split-bedroom layout offers privacy for the primary suite while comfortably accommodating family and guests. The fourth bedroom is currently configured as an impressive custom dressing room with extensive built-in storage but can easily be converted back into a traditional bedroom if desired. A spacious bonus room with hardwood flooring, custom built-ins, a wet bar, and wine storage offers endless possibilities as a media room, game room, home office, or additional living space. The primary suite is a peaceful retreat with private access to the lanai and an updated ensuite bath featuring dual vanities, a soaking tub, separate walk-in shower, and a generous walk-in closet. Updated secondary bathrooms showcase stylish finishes that complement the home's timeless design. Step outside and enjoy Florida living at its best. The screened lanai features travertine pavers surrounding a heated Pebble Tec pool with an elevated spillover spa, while the outdoor kitchen creates the perfect setting for weekend barbecues, family gatherings, or relaxing evenings at home. Beyond the screened enclosure, the fenced backyard offers additional green space framed by mature landscaping for added privacy. Additional highlights include a three-car garage, hurricane shutters, an interior laundry room, and an exceptionally low HOA fee of just $42 per month. Ideally located within the highly regarded Palm Harbor University High School district and just minutes from Innisbrook Golf Resort, Honeymoon Island, Gulf beaches, parks, shopping, dining, and the Pinellas Trail, this home offers an exceptional combination of location, comfort, and lifestyle. Thoughtfully maintained and move-in ready, it's an outstanding opportunity to own a beautiful home in one of North Pinellas' most established and desirable communities.

The essentials

Built
1991
Price / sqft
$294
On market
42 days
Annual tax
$5,630
HOA
$500/yr
Flood zone
X · Low risk
Lot
13,543 sqft
Type
Single Family Residence

Location

2093 Swan Ln
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1991
Lot
13,543 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Screen Enclosure
Days on Market
42
Built-in Features
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Outdoor Kitchen
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Lake St George Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,630

Parcel #

12-28-15-80350-000-0760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Severs Landing Ph 2

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

13,543 sqft

In CountySidewalkPaved
HOA
$500/yr
Whitney Summit
Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #TB8532562
$924,900+595.4%
$294/sqft
12/1/1998
Sold
Source: Pinellas County Public Record
$133,000
$42/sqft
Est. monthly payment$5,797/mo
Principal & interest$4,824
Property taxes$469
Insurance$462
HOA$42
Down payment20% · $184,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $924,900
$915,000 – $924,900
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 42.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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