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1081 McFarland St, Dunedin, FL, 34698

$349/sqft·Pinehurst Highlands

4 bd2 ba1,962 sqft2 car garageSingle Family
Listed by ENGEL & VOLKERS BELLEAIR· Last updated · MLS# TB8531185

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,078/mo
Down payment (20%)
$137,100
Property taxes
$158/mo
HOA
$25/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1971
Private pool
In Ground
2 car garage
9,688 sqft lot
Lot size
1,962 sqft
Living area

About this home

Eat-in KitchenOpen FloorplanThermostatWalk-in Closet(s)Window TreatmentsLightingSidewalkSliding Doors

1081 McFarland St is a 1971-built home in Pinehurst Highlands, Dunedin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,962 square feet of living space. Listed at $685,500 (about $349/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $25 annually.

From the listing

Virtually Staged. Opportunity knocks in one of Dunedin's most desirable golf cart friendly neighborhoods! This 4 bedroom, 2 bathroom home has some amazing potential!! Priced 200K below market! The bright living room greets you with warm natural light, separate family room and dining area. Kitchen over looks the pool and yard! Added Bonus/FL room. The split floor plan gives the primary suite its own privacy complete with generous closet & walk in shower. 3 spacious bedrooms on the opposite side ensure comfort and privacy for family or guests. If you've been looking for a home with incredible potential at an attractive entry price, this is it. While the home could benefit from some cosmetic updates, it offers outstanding bones, a functional floor plan, and a spacious backyard complete with a sparkling pool, large deck and covered area to entertain. This home provides the perfect canvas to make it your own. Major improvements have already been taken care of, including a new roof (2020), 6 yr HVAC system and an irrigation system supplied by reclaimed water to help keep landscaping costs down. Built with quality construction that's stood the test of time, these homes are known for their solid craftsmanship and durability. Bring your vision and unlock the potential to create your dream home while building equity in a sought-after location close to everything Dunedin has to offer. This location....simply unbeatable! Less than a block from Hammock Park’s acres of shaded walking trails, and minutes from downtown Dunedin’s vibrant restaurants, breweries, shops, festivals, and waterfront sunsets. Enjoy easy access to Caladesi Island and Honeymoon Island, the Dunedin Golf Club, Pinellas Trail and the Dunedin Blue Jays Stadium. This is more than a home, it’s a lifestyle and every day feels a little like vacation!

The essentials

Built
1971
Price / sqft
$349
On market
52 days
Annual tax
$1,895
HOA
$25/yr
Flood zone
X · Low risk
Lot
9,688 sqft
Type
Single Family Residence

Location

1081 McFarland St
Dunedin, FL, 34698·34698 - Dunedin
Type
Single Family Residence
Year Built
1971
Lot
9,688 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
52
Eat-in Kitchen
Open Floorplan
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sliding Doors
Street Lights
Built-in Oven
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer

Elementary

San Jose Elementary-PN

Middle

Palm Harbor Middle-PN

High

Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,895

Parcel #

23-28-15-69381-000-0800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pinehurst Highlands

County

Pinellas

MLS Area

34698 - Dunedin

Lot Size

9,688 sqft

City LimitsLandscapedNear Golf CourseNear MarinaNear Public TransitSidewalkPaved
HOA
$25/yr
Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #TB8531185
$685,500-4.1%
$349/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #TB8531185
$715,000
$364/sqft
Est. monthly payment$4,078/mo
Principal & interest$3,575
Property taxes$158
Insurance$343
HOA$2
Down payment20% · $137,100
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $685,500
$680,000 – $685,500
99.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 164 home closings in 34698 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 52 after a $29,500 cut.

Sample: 164 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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