Active
$1,950,000
Est. $11,382/mo

458 Scotland St, Dunedin, FL, 34698

$845/sqft·Jones Geo L

4 bd3 ba2,308 sqft2 car garageSingle Family
Listed by KATIE DUCHARME REALTY, LLC· Last updated · MLS# TB8529820

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Est. monthly payment
$11,382/mo
Down payment (20%)
$390,000
Property taxes
$237/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1915
2 car garage
0.60 acres
Lot size
2,308 sqft
Living area

About this home

Crown MoldingLightingDryerRangeRefrigeratorWasher

458 Scotland St is a 1915-built home in Jones Geo L Sub, Dunedin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,308 square feet of living space. Listed at $1,950,000 (about $845/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Step back in time and discover one of Downtown Dunedin’s most extraordinary opportunities. Nestled on an exceptionally large approximately 0.60-acre parcel just moments from the heart of downtown, this rare circa-1915 historic home offers a lifestyle that is nearly impossible to recreate. Surrounded by mature trees and lush landscaping, the property feels like a private retreat while placing you just a short stroll from Main Street’s award-winning restaurants, breweries, boutique shopping, waterfront parks, marina, and year-round festivals. From the moment you arrive, the welcoming front porch, charming white picket fence, natural gas lantern, and timeless architectural details create an unforgettable first impression. Inside, rich character abounds with soaring 10-foot ceilings, beautiful heart pine flooring, elegant crown molding, original built-in china cabinetry, and a cozy wood-burning fireplace that serves as the heart of the home. Every room reflects the craftsmanship and warmth of a bygone era while offering the comfort and functionality desired for modern living. Beyond the home’s undeniable charm lies one of its greatest assets—the incredible property itself. The expansive lot provides endless possibilities for enjoying outdoor living, future expansion, or simply embracing the privacy and space that is almost unheard of in Downtown Dunedin. Adding even more value is the spacious detached garage, offering exceptional room for vehicles, storage, hobbies, or a workshop—an increasingly rare feature in the downtown district. Thoughtful updates preserve the home’s historic integrity while providing peace of mind, including an architectural shingle roof (2020), two separate HVAC systems (newest replaced July 2022) with transferable service agreements, solar roof vents, and copper gutters that add both beauty and longevity. The home is also situated approximately 24 feet above sea level according to USGS records. Zoned Downtown Core (DC) Commercial, this unique property offers exceptional flexibility and tremendous long-term potential beyond its current residential use. Whether you envision preserving it as a treasured historic home, creating an income-producing investment, or exploring future possibilities, this is a truly unique opportunity. Buyers should verify all zoning regulations, permitted uses, and future development opportunities directly with the City of Dunedin. Rarely does a property combine historic charm, an oversized lot, a substantial detached garage, incredible versatility, and one of the most desirable locations in Downtown Dunedin. This is more than a home—it’s an opportunity to own a piece of Dunedin’s history while investing in its future. Schedule your private showing today.

The essentials

Built
1915
Price / sqft
$845
On market
57 days
Annual tax
$2,843
Flood zone
X · Low risk
Lot
26,075 sqft
Type
Single Family Residence

Location

458 Scotland St
Dunedin, FL, 34698·34698 - Dunedin
Type
Single Family Residence
Year Built
1915
Lot
26,075 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
57
Crown Molding
Lighting
Dryer
Range
Refrigerator
Washer

Elementary

Dunedin Elementary-PN

Middle

Dunedin Highland Middle-PN

High

Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2024)

$2,843

Parcel #

34-28-15-44280-000-0053

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Jones Geo L Sub

County

Pinellas

MLS Area

34698 - Dunedin

Lot Size

26,075 sqft

Corner LotCity Limits
Date
Event
Price
7/16/2026
Listed for sale
Source: Stellar MLS #TB8529820
$1,950,000
$845/sqft
Est. monthly payment$11,382/mo
Principal & interest$10,170
Property taxes$237
Insurance$975
Down payment20% · $390,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $1,950,000
$1.94M – $1.95M
99.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 164 home closings in 34698 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 57.

Sample: 164 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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