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3602 Morgans Bluff CT, Land O Lakes, FL, 34639

$274/sqft·Plantation Palms Ph 06

4 bd3 ba2,316 sqft3 car garageSingle Family
Listed by KELLER WILLIAMS SOUTH TAMPA· Last updated · MLS# TB8528354

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Est. monthly payment
$4,155/mo
Down payment (20%)
$127,000
Property taxes
$484/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
Private pool
Heated
3 car garage
Oversized
8,010 sqft lot
Lot size
2,316 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsThermostat

3602 Morgans Bluff CT is a 2005-built home in Plantation Palms Ph 06, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,316 square feet of living space. Listed at $635,000 (about $274/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 semi-annually.

From the listing

Welcome to 3602 Morgans Bluff Court, a fully renovated 4-bedroom, 3-bathroom, 3-car garage pool home offering 2,316 square feet of elevated living in the highly desirable Plantation Palms community. Perfectly positioned on a private conservation homesite with no rear neighbors, this thoughtfully redesigned residence blends luxury finishes, modern technology, and exceptional indoor-outdoor living. The bright, open interior welcomes you with soaring ceilings, luxury vinyl plank flooring, contemporary lighting, and an abundance of natural light. A sleek electric fireplace creates a striking focal point in the living room, while the custom black-framed wine room beneath the staircase serves as a true showpiece, offering a sophisticated space to display your collection. The completely reimagined kitchen is the heart of the home, showcasing elegant Taj Mahal quartz countertops, a dramatic waterfall island with seating, custom soft-close cabinetry, gold hardware, open shelving, and a statement wood vent hood. A premium Thermador gas range, convenient pot filler, full-height backsplash, and designer lighting complete this beautifully curated space. The open-concept design flows seamlessly into the living and dining areas, creating the perfect setting for everyday living and effortless entertaining. The first floor features a private bedroom and full bathroom, ideal for guests, multigenerational living, or a home office. Upstairs, the spacious primary suite offers a luxurious retreat with dual walk-in closets and a stunning spa-inspired ensuite. The fully remodeled primary bathroom boasts a floating double vanity with dual vessel sinks, illuminated mirrors, wall-mounted gold fixtures, a freestanding soaking tub, and an oversized glass-enclosed shower featuring a rainfall showerhead, built-in niche, and linear drain. Two additional bedrooms and another beautifully updated full bathroom complete the second level. Designed for year-round Florida living, the expansive screened lanai features a private swimming pool, covered dining and lounge areas, and a custom outdoor kitchen complete with a sink, beverage refrigerator, cabinetry, generous prep space, and bar seating. The pool is equipped with a solar heating system, allowing you to enjoy swimming nearly year-round. Beyond the lanai, the fenced backyard offers additional green space, a paver walkway, and a separate firepit seating area overlooking peaceful conservation views. Additional highlights include a three-car garage with a Tesla EV chargerand a Tesla Powerwall battery backup system capable of powering the home for up to four days during power outages, providing exceptional energy efficiency and peace of mind. Every detail has been thoughtfully updated, creating a truly turnkey home that blends luxury, functionality, and innovative design. Plantation Palms is home to the renowned Plantation Palms Golf Club, featuring a scenic par-72 championship golf course, driving range, putting and chipping greens, miniature golf, and Mulligans Irish Pub. Conveniently located just minutes from Tampa Premium Outlets, The Shops at Wiregrass, the Land O' Lakes Recreation Complex, top-rated schools, restaurants, shopping, AdventHealth, and major commuter routes including I-75 and the Suncoast Parkway, this exceptional property offers the perfect combination of luxury, location, and lifestyle.

The essentials

Built
2005
Price / sqft
$274
On market
62 days
Annual tax
$5,806
HOA
$500/yr
Flood zone
X · Low risk
Lot
8,010 sqft
Type
Single Family Residence

Location

3602 Morgans Bluff CT
Land O Lakes, FL, 34639·34639 - Land O Lakes
Type
Single Family Residence
Year Built
2005
Lot
8,010 sqft
Cooling
Central Air
Heating
Electric
Parking
Oversized
Pool
Heated, In Ground, Lighting, Screen Enclosure
Days on Market
62
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Fire Pit
Outdoor Kitchen
Private Mailbox
Sidewalk
Sliding Doors
Clubhouse
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Golf
Restaurant
Sidewalks
Street Lights
Built-in Oven
Electric Water Heater
Microwave
Range Hood
Wine Refrigerator

Elementary

Lake Myrtle Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,806

Parcel #

19-26-20-021.0-000.00-764.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Plantation Palms Ph 06

County

Pasco

MLS Area

34639 - Land O Lakes

Lot Size

8,010 sqft

SidewalkPaved
HOA
$500/yr
Condominium Associates/Lisa Sawicki
Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8528354
$635,000-2.3%
$274/sqft
Price change
Source: Stellar MLS #TB8528354
$649,999-3.7%
$281/sqft
7/11/2026
Listed for sale
Source: Stellar MLS #TB8528354
$675,000+45.2%
$291/sqft
3/19/2025
Sold
Source: Pasco County Public Record
$465,000
$201/sqft
Est. monthly payment$4,155/mo
Principal & interest$3,312
Property taxes$484
Insurance$318
HOA$42
Down payment20% · $127,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $635,000
$625,000 – $635,000
98.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 104 home closings in 34639 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 62 after a $40,000 cut.

Sample: 104 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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