Active
$325,000
Est. $2,091/mo

11440 Harbor Way #5013, Largo, FL, 33774

$271/sqft·Shipwatch

2 bd2 ba1,200 sqftCondominium
Listed by KELLER WILLIAMS REALTY PORTFOLIO COLLECTION· Last updated · MLS# TB8527872

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Est. monthly payment
$2,091/mo
Down payment (20%)
$65,000
Property taxes
$234/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
Built 1985
Community pool
Fitness center too
1,200 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

11440 Harbor Way #5013 is a 1985-built home in Shipwatch, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $325,000 (about $271/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Enjoy the Florida lifestyle in this beautifully updated ground-floor condo in the highly sought-after Shipwatch Yacht & Tennis Club. With approximately 1,200 square feet, this 2-bedroom, 2-bath home offers modern updates, peaceful pond views, and one of the area's premier waterfront communities. The kitchen was completely renovated in 2023 with white cabinetry, quartz countertops, stainless steel appliances, a pantry, and a built-in beverage station. The spacious primary suite features an updated bath with a large walk-in shower and dual-sink vanity. You'll also appreciate the full-size washer and dryer, covered parking just outside your door, and a large exterior storage room for bikes, beach gear, and more. Relax on your private patio overlooking the pond and fountain, or enjoy everything Shipwatch has to offer, including two pools, a hot tub, fitness center, marina, walking trails, tennis, pickleball, shuffleboard, BBQ areas, on-site management, and beautifully maintained grounds. The association has fully funded reserves, no pending Milestone issues, and low condo fees. Just minutes from the Gulf beaches, restaurants, shopping, and entertainment, this home offers the perfect combination of location, lifestyle, and value. Schedule your private showing today.

The essentials

Built
1985
Price / sqft
$271
On market
64 days
Annual tax
$2,804
Flood zone
X · Low risk
Lot
0.57 ac
Type
Condominium

Location

11440 Harbor Way #5013
Largo, FL, 33774·33774 - Largo
Type
Condominium
Year Built
1985
Lot
0.57 ac
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
64
Built-in Features
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Private Entrance
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X

Annual Tax (2025)

$2,804

Parcel #

13-30-14-81168-002-5013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Shipwatch

County

Pinellas

MLS Area

33774 - Largo

Lot Size

0.57 ac

Date
Event
Price
7/9/2026
Listed for sale
Source: Stellar MLS #TB8527872
$325,000-14.2%
$271/sqft
7/1/2024
Sold
Source: Pinellas County Public Record
$379,000
$316/sqft
Est. monthly payment$2,091/mo
Principal & interest$1,695
Property taxes$234
Insurance$163
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $325,000
$307,500 – $325,000
94.8% – 100% of listTops out right at the list price
80% of listList price
19 of the last 37 condo closings in 33774 landed at this number or higher (51%). The median one sat 44 days before it went under contract, and this one is on day 64.

Sample: 37 closed condo sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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