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2841 Trinity Cottage Dr, Land O Lakes, FL, 34638

$182/sqft·Concord Station Phase 4 Units

5 bd3 ba3,207 sqft3 car garageSingle Family
Listed by THE ELITE REALTY EXPERIENCE· Last updated · MLS# TB8527425

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Est. monthly payment
$3,869/mo
Down payment (20%)
$116,980
Property taxes
$510/mo
HOA
$195/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2009
Community pool
Fitness center too
3 car garage
6,702 sqft lot
Lot size
3,207 sqft
Living area

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)SidewalkClubhouseDeed RestrictionsFitness CenterPlayground

2841 Trinity Cottage Dr is a 2009-built home in Concord Station Phase 4 Units, Land O Lakes. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,207 square feet of living space. Listed at $584,900 (about $182/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 annually.

From the listing

$15,000 PRICE IMPROVEMENT—NOW LISTED AT $584,900! Don't miss this renewed opportunity to own an expansive pond-view home on a desirable cul-de-sac in Concord Station. Rare opportunity to own one of the largest floor plans in Concord Station! This beautifully maintained 5-bedroom, 3-bath home features 3,207 square feet of thoughtfully designed living space on a premium pond-view cul-de-sac homesite. The expansive backyard is fully enclosed with a vinyl privacy fence, creating the perfect setting for entertaining, family gatherings, pets, or simply relaxing while enjoying peaceful water views. Step through the front door into soaring ceilings and an inviting floor plan featuring formal living and dining rooms, a spacious family room, and a generously sized kitchen complete with abundant cabinetry, ample countertop space, a center island with breakfast bar, pantry, and a casual dining area overlooking the backyard. The first floor also features a private bedroom and full bathroom. A temporary partition currently creates a private living space that is ideal for a potential mother-in-law suite, multigenerational living, extended family, long-term guests, or a home office. The partition can easily be removed to restore the original open floor plan. Upstairs, an oversized loft provides endless possibilities as a media room, game room, playroom, fitness area, or second family room. The spacious owner's retreat includes dual vanities, a relaxing garden tub, a separate walk-in shower, and a large walk-in closet. Three additional generously sized bedrooms complete the second floor. Additional highlights include a newer upstairs A/C system and a three-car garage. Community amenities feature a resort-style pool, clubhouse, fitness center, playgrounds, tennis and basketball courts, and scenic walking trails. The location also provides convenient access to highly regarded schools, shopping, dining, and the Suncoast Parkway. If you've been searching for space, flexibility, peaceful water views, and an exceptional location, this is a home you won't want to miss. Schedule your private showing today!

The essentials

Built
2009
Price / sqft
$182
On market
38 days
Annual tax
$6,121
HOA
$195/yr
Flood zone
X · Low risk
Lot
6,702 sqft
Type
Single Family Residence

Location

2841 Trinity Cottage Dr
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
2009
Lot
6,702 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
38
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Oakstead Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$6,121

Parcel #

28-26-18-0030-00G00-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Concord Station Phase 4 Units

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

6,702 sqft

HOA
$195/yr
Kathleen Wasburn
Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #TB8527425
$584,900-2.5%
$182/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #TB8527425
$599,900+121.4%
$187/sqft
2/1/2009
Sold
Source: Pasco County Public Record
$271,000
$85/sqft
Est. monthly payment$3,869/mo
Principal & interest$3,050
Property taxes$510
Insurance$292
HOA$16
Down payment20% · $116,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $584,900
$580,000 – $584,900
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 264 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 38 after a $15,000 cut.

Sample: 264 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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