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1846 Lake Cypress Dr #1846, Safety Harbor, FL, 34695

$218/sqft·Cypress Trace North Condo

2 bd2 ba1,260 sqftCondominium
Listed by RE/MAX ACTION FIRST OF FLORIDA· Last updated · MLS# TB8525185

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Est. monthly payment
$1,737/mo
Down payment (20%)
$55,000
Property taxes
$165/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1984
Community pool
Shared amenity
1,260 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-in Closet(s)Private Entrance

1846 Lake Cypress Dr #1846 is a 1984-built home in Cypress Trace North Condo, Safety Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,260 square feet of living space. Listed at $275,000 (about $218/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautiful first-floor end-unit condo in the highly desirable Cypress Trace community! Move right into this spacious 2-bedroom, 2-bath home featuring an updated kitchen with white shaker cabinetry, granite countertops, subway tile backsplash, stainless steel appliances, indoor laundry, and the added comfort of two separate HVAC systems for independent climate control of the living and bedroom areas. Soaring vaulted ceilings, abundant natural light, a cozy wood-burning fireplace, and sliding doors leading to a private screened lanai overlooking peaceful green space create a warm and inviting atmosphere. The oversized primary suite features a walk-in closet and spacious en-suite bath, while the generous second bedroom is perfect for guests or a home office. Enjoy maintenance-free living with a covered carport, community pool, spa, tennis courts, and an HOA that includes exterior maintenance, roof, water, sewer, trash, cable, and more. Ideally located just minutes from charming downtown Safety Harbor, the marina, waterfront parks, restaurants, shopping, and Philippe Park, this home offers the perfect blend of comfort, convenience, and Florida lifestyle.

The essentials

Built
1984
Price / sqft
$218
On market
71 days
Annual tax
$1,982
Flood zone
X · Low risk
Type
Condominium

Location

1846 Lake Cypress Dr #1846
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Condominium
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Ground Level, Guest
Days on Market
71
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Private Entrance
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,982

Parcel #

33-28-16-20209-000-0401

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cypress Trace North Condo

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

-

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8525185
$275,000-3.5%
$218/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #TB8525185
$285,000
$226/sqft
Est. monthly payment$1,737/mo
Principal & interest$1,434
Property taxes$165
Insurance$138
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $275,000
$265,000 – $275,000
96.6% – 100% of listTops out right at the list price
80% of listList price
84 of the last 166 condo closings in Pinellas County landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 71 after a $10,000 cut.

Sample: 166 closed condo sales in Pinellas County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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