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190 Banyan Bay Dr, St Petersburg, FL, 33705

$301/sqft·Banyan Bay At Rutland

3 bd3 ba2,194 sqft2 car garageTownhouse
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8524673

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Est. monthly payment
$5,597/mo
Down payment (20%)
$131,900
Property taxes
$700/mo
HOA
$1,128/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 2004
Community pool
Shared amenity
2 car garage
Driveway
1,485 sqft lot
Lot size
2,194 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersSolid Wood Cabinets

190 Banyan Bay Dr is a 2004-built home in Banyan Bay At Rutland, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,194 square feet of living space. Listed at $659,500 (about $301/sqft), 47 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,128 monthly.

From the listing

Stop searching. This is the one buyers wait years for in Banyan Bay Welcome to Banyan Bay, one of St. Petersburg's premier gated waterfront communities. Opportunities like this are incredibly rare. This exceptional end-unit townhome offers a combination of privacy, upgrades, and outdoor living that simply doesn't exist anywhere else in the community. The backyard is what separates this home from everything else. Backing directly to the peaceful Little Banyan Bay Preserve, you'll enjoy a level of privacy and space that's almost impossible to find. No flooding, No storm damage, and has absolutely no competition. Whether you're hosting unforgettable gatherings, celebrating life's biggest moments, or simply unwinding after a long day, this backyard delivers an experience—not just a place to live. Step inside and you'll immediately appreciate the thoughtful design and quality throughout. Soaring ceilings, plantation shutters, and abundant natural light create a warm, inviting atmosphere. At the heart of the living space is a stunning custom-built entertainment wall featuring a sleek electric fireplace, handcrafted mantle, and shiplap accent wall—the perfect centerpiece that adds warmth, character, and a true custom-home feel. The beautifully updated kitchen features quartz countertops, a walk-in pantry, and an open layout designed for everyday living and effortless entertaining. With three spacious bedrooms, two-and-a-half bathrooms, and a generous upstairs bonus living area, there's room for everyone to relax and enjoy. The primary suite is its own private retreat, complete with a balcony overlooking the preserve—the perfect place to enjoy your morning coffee or end the day with a glass of wine surrounded by peaceful nature. Additional upgrades include a brand-new air conditioning system, GE whole-house water filtration system, impact windows and doors, and an oversized two-car garage with exceptional storage. Living in Banyan Bay means enjoying a truly low-maintenance, resort-style lifestyle. The HOA covers exterior maintenance, including the roof and building insurance, along with water, sewer, trash, cable, and internet. Residents also enjoy a heated pool, fishing pier, kayak storage, and beautifully maintained grounds. If you've been waiting for the best opportunity in Banyan Bay, your search ends here.** Between the unmatched backyard, premium upgrades, custom finishes, end-unit privacy, and incredible community amenities, there simply isn't another home that offers this complete package. Don't wait for another one to come along—because it won't.**

The essentials

Built
2004
Price / sqft
$301
On market
73 days
Annual tax
$8,394
HOA
$1,128/mo
Flood zone
AE
Lot
1,485 sqft
Type
Townhouse

Location

190 Banyan Bay Dr
St Petersburg, FL, 33705·33705 - St Pete
Type
Townhouse
Year Built
2004
Lot
1,485 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest, Oversized
Days on Market
73
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
French Doors
Rain Gutters
Sliding Doors
Buyer Approval Required
Deed Restrictions
Irrigation-reclaimed Water
Pool
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Lakewood Elementary-PN

Middle

Bay Point Middle-PN

High

Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$8,394

Parcel #

06-32-17-02565-000-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Banyan Bay At Rutland

County

Pinellas

MLS Area

33705 - St Pete

Lot Size

1,485 sqft

Conservation AreaCul-De-SacFloodZoneCity LimitsSidewalkPaved
HOA
$1,128/mo
Resource Property Management
Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #TB8524673
$659,500-0.8%
$301/sqft
Price change
Source: Stellar MLS #TB8524673
$665,000-4.3%
$303/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #TB8524673
$695,000+39.3%
$317/sqft
12/1/2021
Sold
Source: Pinellas County Public Record
$499,000
$227/sqft
Est. monthly payment$5,597/mo
Principal & interest$3,440
Property taxes$700
Insurance$330
HOA$1,128
Down payment20% · $131,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $659,500
$655,000 – $659,500
99.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 14 townhouse or villa closings in 33705 landed at this number or higher (79%). The median one sat 70 days before it went under contract, and this one is on day 73 after a $35,500 cut.

Sample: 14 closed townhouse or villa sales in 33705 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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