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37822 Clinch Cir, Zephyrhills, FL, 33540

$230/sqft·Riverwood Estates Phase 1c

4 bd2 ba1,850 sqft2 car garageSingle Family
Listed by PULTE REALTY OF WEST FLORIDA LLC· Last updated · MLS# TB8524647

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,731/mo
Down payment (20%)
$84,978
Property taxes
$254/mo
HOA
$48.26/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
2 car garage
Driveway
6,655 sqft lot
Lot size
1,850 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RIVERWOOD ESTATES PHASE 1C
Type
Single Family Residence

True monthly carry

HOA
~$48/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Built-in FeaturesEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface CountersThermostatWalk-in Closet(s)

37822 Clinch Cir is a 2026-built home in Riverwood Estates Phase 1c, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,850 square feet of living space. Listed at $424,890 (about $230/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $48.26 monthly.

From the listing

Under Construction. Pulte Homes is Selling in Riverwood! Enjoy all the benefits of a new construction home in this highly amenitized community, ideally located in Wesley Chapel. This new community will feature a resort-style pool with an open cabana, a clubhouse, a fitness center, nature trails, shared green spaces, pickleball courts, a screened-in game room, and a dog park! Offering the perfect blend of comfort and style, this thoughtfully designed Heston floor plan features a spacious single-story, open-concept layout. The designer kitchen is the heart of the home, showcasing a large island, stylish white cabinetry, quartz countertops with a sleek 4" quartz backsplash, a generous pantry, and Whirlpool stainless steel appliances, including a built-in oven and microwave, cooktop with range hood, dishwasher, and refrigerator. The bathrooms continue the home's upscale finishes with matching cabinetry and quartz countertops. The private Owner's Suite features dual vanities and a walk-in shower. Luxury vinyl plank flooring extends throughout the main living areas and bedrooms, while 18" x 18" tile enhances the bathrooms and laundry room. Additional highlights include a convenient laundry room complete with a Whirlpool washer and dryer, an extended covered lanai, a 2-car garage, a decorative glass front door insert, faux wood blinds throughout, and a Smart Home technology package featuring a video doorbell. Situated on a private homesite with no rear neighbors and just a short distance from the clubhouse, this home offers the perfect combination of privacy and resort-style convenience. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

The essentials

Built
2026
Price / sqft
$230
On market
43 days
Annual tax
$3,053
HOA
$48.26/mo
Flood zone
X · Low risk
Lot
6,655 sqft
Type
Single Family Residence

Location

37822 Clinch Cir
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
2026
Lot
6,655 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
43
Built-in Features
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range Hood
Refrigerator
Washer

Elementary

Chester W Taylor Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$3,053

Parcel #

34-26-21-0030-02400-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Riverwood Estates Phase 1c

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

6,655 sqft

LandscapedSidewalkPaved
HOA
$48.26/mo
HomeRiver Group/Patrick Dooley
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8524647
$424,890-1.8%
$230/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #TB8524647
$432,890-89.1%
$234/sqft
7/23/2025
Sold
Source: Pasco County Public Record
$3,982,000
$2,152/sqft
Est. monthly payment$2,731/mo
Principal & interest$2,216
Property taxes$254
Insurance$212
HOA$48
Down payment20% · $84,978
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $424,890
$422,500 – $424,890
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 43 after a $8,000 cut.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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