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1128 Lumsden Trace Cir, Valrico, FL, 33594

$206/sqft·Lumsden Trace

4 bd3 ba2,910 sqft3 car garageSingle Family
Listed by FLORIDA EXECUTIVE REALTY· Last updated · MLS# TB8523263

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Est. monthly payment
$3,795/mo
Down payment (20%)
$119,980
Property taxes
$320/mo
HOA
$550/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2001
3 car garage
Driveway
9,310 sqft lot
Lot size
2,910 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Window Treatments

1128 Lumsden Trace Cir is a 2001-built home in Lumsden Trace, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,910 square feet of living space. Listed at $599,900 (about $206/sqft), 68 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.

From the listing

This exceptional home checks every box - 4 bedrooms, den/office, bonus room, 3 full baths, 3-car garage and an expansive screened lanai. This home combines generous living spaces with countless upgrades that showcase quality, comfort and style at every turn. Enter through the elegant stained-glass double doors into the foyer which opens to the formal living and dining rooms. Just beyond, the spacious family room opens to the kitchen, offering a seamless space designed for gathering and entertaining. The original lanai has been completely enclosed to further extend the home’s living space. The spectacular gourmet kitchen is truly the centerpiece of the home and has been thoughtfully redesigned and remodeled with attention to every detail. The most discerning chef will love the massive 8’x6’ granite island with breakfast bar seating, custom 42” wood cabinetry with pull-out shelving and full-extension drawers, top-of-the-line stainless steel appliances, reverse osmosis water system with instant hot water, upgraded fixtures, and beautiful slate-pattern porcelain tile flooring. The luxurious owner’s suite is a private sanctuary with an attached sitting room for relaxing, reading or an additional home office space. The oversized walk-in closet is enhanced with a custom wood organization system. The fully remodeled spa-inspired bathroom has two vanities, designer fixtures, an extended shower with dual rainfall shower heads, and a private water closet. The home also features three generously sized secondary bedrooms and a versatile den arranged in a three-way split floor plan that provides privacy and flexibility for family and guests. Outside is a fully fenced backyard oasis featuring lush landscaping and mature fruit trees with an eco-friendly reclaimed water irrigation system. The crown jewel is an enormous 37x18 screened and covered lanai—the ultimate space for year-round outdoor living and entertaining. The backyard also comes complete with a 16x12 Tuff Shed with a fully finished interior, lighting and air conditioning making it ideal for a workshop, studio or fitness area. You get all of this along with top rated schools, shopping, restaurants and everything Tampa Bay has to offer!

The essentials

Built
2001
Price / sqft
$206
On market
78 days
Annual tax
$3,841
HOA
$550/yr
Flood zone
X · Low risk
Lot
9,310 sqft
Type
Single Family Residence

Location

1128 Lumsden Trace Cir
Valrico, FL, 33594·33594 - Valrico
Type
Single Family Residence
Year Built
2001
Lot
9,310 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
78
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Deed Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Buckhorn-HB

Middle

Mulrennan-HB

High

Durant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,841

Parcel #

U-32-29-21-33Y-000001-00019.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lumsden Trace

County

Hillsborough

MLS Area

33594 - Valrico

Lot Size

9,310 sqft

LandscapedSidewalkPaved
HOA
$550/yr
Lumsden Trace HOA
Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8523263
$599,900-2.5%
$206/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #TB8523263
$615,000+209.0%
$211/sqft
6/8/2001
Sold
Source: Hillsborough County Public Record
$199,000
$68/sqft
Est. monthly payment$3,795/mo
Principal & interest$3,129
Property taxes$320
Insurance$300
HOA$46
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $599,900
$595,000 – $599,900
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 139 home closings in 33594 landed at this number or higher (55%). The median one sat 23 days before it went under contract, and this one is on day 78 after a $15,100 cut.

Sample: 139 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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