ActiveOpen House

5188 Creek Sand Dr, Apollo Beach, FL, 33572

$224/sqft·Waterset

3 bd2 ba2,123 sqft2 car garageSingle Family
Listed by WEEKLEY HOMES REALTY COMPANY· Last updated · MLS# TB8523020

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,151/mo
Down payment (20%)
$94,998
Property taxes
$423/mo
HOA
$151.41/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
6,000 sqft lot
Lot size
2,123 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSET
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

Open house

Saturday, Sep 12· 4:00 PM to 7:00 PM

About this home

Built-in FeaturesIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)Hurricane Shutters

5188 Creek Sand Dr is a 2026-built home in Waterset, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,123 square feet of living space. Listed at $474,990 (about $224/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $151.41 annually.

From the listing

Welcome to The Sanborn by David Weekley Homes, a beautifully crafted single-story home located in the award-winning Waterset community of Apollo Beach. Offering 2,127 square feet of thoughtfully designed living space, this home features 3 bedrooms, 2 bathrooms, and a versatile study, delivering the perfect balance of comfort, style, and functionality. Designed with modern living in mind, the open-concept floor plan is enhanced by elegant 8-foot interior doors and durable laminate flooring throughout the main living areas, creating a bright and spacious atmosphere. At the heart of the home, the designer kitchen showcases quartz countertops, a large center island, and abundant workspace, all flowing seamlessly into the dining and family rooms for effortless entertaining and everyday living. Privately situated at the rear of the home, the Owner's Suite serves as a relaxing retreat, complete with a spa-inspired bathroom featuring an oversized Super Shower and thoughtfully designed storage. The enclosed study offers flexibility to accommodate a home office, fitness room, hobby space, or quiet reading retreat. Step outside to the expansive covered lanai, where indoor and outdoor living come together to create the perfect space for morning coffee, weekend gatherings, or enjoying Florida's year-round sunshine. Residents of Waterset enjoy access to an exceptional collection of resort-style amenities, including multiple pools, fitness centers, parks, playgrounds, scenic walking trails, and community events. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers an outstanding lifestyle in one of Apollo Beach's most desirable communities. Built with the quality craftsmanship David Weekley Homes is known for and backed by the industry-leading 1-2-10 Builder's Warranty, The Sanborn provides lasting value, confidence, and peace of mind for years to come. Schedule your private tour today and experience the comfort, convenience, and lifestyle that make Waterset such a sought-after place to call home. **This property offers a limited-time interest rate incentive.

The essentials

Built
2026
Price / sqft
$224
On market
78 days
Annual tax
$5,081
HOA
$151.41/yr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

Location

5188 Creek Sand Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
78
Built-in Features
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Hurricane Shutters
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood

Elementary

Doby Elementary-HB

Middle

Eisenhower-HB

High

East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$5,081

Parcel #

U-34-31-19-D4K-000025-00012.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterset

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,000 sqft

HOA
$151.41/yr
Castle Group
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8523020
$474,990-1.4%
$224/sqft
Price change
Source: Stellar MLS #TB8523020
$481,680+1.4%
$227/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #TB8523020
$474,990
$224/sqft
Est. monthly payment$3,151/mo
Principal & interest$2,477
Property taxes$423
Insurance$237
HOA$13
Down payment20% · $94,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $474,990
$470,000 – $474,990
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 78.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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