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638 Dogwood CT, Dunedin, FL, 34698

$341/sqft·Colonial Village 3rd

4 bd2 ba1,392 sqftDuplex
Listed by KELLER WILLIAMS REALTY- PALM HARBOR· Last updated · MLS# TB8522332

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Est. monthly payment
$3,081/mo
Down payment (20%)
$95,000
Property taxes
$366/mo
Rate assumed
6.8% · 30 yr
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At a glance

Multi-family
Built 1970
4,299 sqft lot
Lot size
1,392 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboFencePrivate YardRangeRefrigerator

638 Dogwood CT is a 1970-built home in Colonial Village 3rd Add, Dunedin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,392 square feet of living space. Listed at $475,000 (about $341/sqft), 47 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Rare opportunity to own a duplex in one of Tampa Bay’s most sought-after coastal communities! This solid block construction property offers the perfect opportunity for buyers seeking to live in one side while generating rental income from the other, reducing monthly expenses while building long-term wealth. Investors will also appreciate the strong rental demand and exceptional location that continues to attract both residents and visitors to Dunedin. Located in a desirable non-flood zone area of Dunedin, this property offers two separate units, each featuring 2 bedrooms, 1 bathroom, comfortable living spaces, private entrances, separate laundry rooms, and backyards. Whether you are looking for an owner-occupied investment, multi-generational living, or an addition to your rental portfolio, this versatile property provides flexibility rarely found in this price range. The location is truly exceptional. Situated less than half a mile from the waterfront and vibrant Main Street Dunedin, residents can easily enjoy the city’s renowned restaurants, breweries, cafés, boutiques, galleries, festivals, and year-round community events. The property is also approximately a third of a mile from the TD Ballpark, that is the spring training home of the Toronto Blue Jays and Dunedin Blue Jays, and just moments from the Pinellas Trail, offering convenient access to miles of scenic paths connecting parks, recreation, dining, and entertainment throughout the county. Dunedin’s unique coastal lifestyle continues to make it one of the most desirable communities on the Gulf Coast. Golf carts are permitted throughout much of the city, adding to the convenience of enjoying nearby attractions, waterfront parks, the marina, and downtown amenities without always needing to get in the car. Outdoor enthusiasts will appreciate the short drive to Honeymoon Island State Park, featuring Gulf beaches, nature trails, kayaking, fishing, and access to Caladesi Island. Clearwater Beach and the historic Sponge Docks of Tarpon Springs are also nearby, providing even more options for recreation and entertainment. Dunedin properties in this prime location often command significantly higher prices, making this duplex an outstanding opportunity to own in a premier coastal community while creating immediate income potential. Whether you’re searching for an affordable path into Dunedin, a smart investment, or a property that combines lifestyle and financial benefits, this rare duplex delivers location, flexibility, and opportunity.

The essentials

Built
1970
Price / sqft
$341
On market
79 days
Annual tax
$4,392
Flood zone
X · Low risk
Lot
4,299 sqft
Type
Duplex

Location

638 Dogwood CT
Dunedin, FL, 34698·34698 - Dunedin
Type
Duplex
Year Built
1970
Lot
4,299 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
79
Ceiling Fans(s)
Living Room/Dining Room Combo
Fence
Private Yard
Range
Refrigerator

Elementary

San Jose Elementary-PN

Middle

Dunedin Highland Middle-PN

High

Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$4,392

Parcel #

34-28-15-17517-000-0530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Colonial Village 3rd Add

County

Pinellas

MLS Area

34698 - Dunedin

Lot Size

4,299 sqft

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #TB8522332
$475,000-9.4%
$341/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8522332
$524,000
$376/sqft
Est. monthly payment$3,081/mo
Principal & interest$2,477
Property taxes$366
Insurance$238
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $475,000
$472,500 – $475,000
99.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 164 home closings in 34698 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 79 after a $49,000 cut.

Sample: 164 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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