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220 40th Ave, St Pete Beach, FL, 33706

$645/sqft·Belle Vista Beach 3rd

3 bd2 ba1,506 sqftSingle Family
Listed by REALTY ONE GROUP BEYOND· Last updated · MLS# TB8521467

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Est. monthly payment
$5,842/mo
Down payment (20%)
$194,200
Property taxes
$292/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1949
8,777 sqft lot
Lot size
1,506 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

220 40th Ave is a 1949-built home in Belle Vista Beach 3rd Add, St Pete Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,506 square feet of living space. Listed at $971,000 (about $645/sqft), 28 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

The Blue Beach Cottage awaits you! Nothing has been left to the imagination and features upgrades exclusive to custom builds. Explore and revel in this extraordinary treasure. Enter into a spacious open concept living area, the adjacent kitchen welcomes you with glowing natural light. The kitchen and indoor laundry sport new upgraded and matching appliances while custom built-ins and shelving offer ample storage space and opportunities to display and showcase your own personal style. The primary suite is outfitted with a walk-in closet, private bath and additional make-up/styling nook. Two spacious guest bedrooms provide individual climate controls and closet systems. Nestled perfectly between the living area and laundry is a family/game room equipped with a beverage center and a custom built fifteen-foot banquette with storage. A water softener and a reverse osmosis purifier for drinking water make bottled water obsolete. Multiple entry points lead to a spacious backyard framed by a grand wrap-around patio that is ideal for grilling and entertaining, a chipping and putting green add to the backyard fun. An outdoor shower is ideally located next to a beach gear storage unit. The Blue Beach Cottage, in the Belle Vista neighborhood, is a mere 400 step walk to the sugary sands of St. Pete Beach. A private parking area for Belle Vista residents is also available at the intersection of 44th Ave and Gulf Blvd. Positioned conveniently between Pass-a-Grille, the Don and the shops of Corey Ave, the Blue Beach Cottage is a jewel seldom found. This home is more than just a turn-key gem it is unique with its custom upgrades and add-ons that will fit all tastes and styles. There will be no need for any remodel or reno work; any and everything one can conceive has been realized. This home is equipped with new central HVAC system and mini split units. Hurricane windows and custom shades were added in 2025. A new water heater, new plumbing, an in-ground irrigation system, outdoor lighting and enhanced electrical system added in 2025 and 2026 position this home to rival any new build. Listing agent is owner Mortgage Pre-Approval Letter or proof of funds (cash buyers) required prior to showing confirmation.

The essentials

Built
1949
Price / sqft
$645
On market
84 days
Annual tax
$3,506
Flood zone
AE
Lot
8,777 sqft
Type
Single Family Residence

Location

220 40th Ave
St Pete Beach, FL, 33706·33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Type
Single Family Residence
Year Built
1949
Lot
8,777 sqft
Cooling
Central Air, Mini-Split Unit(s), Attic Fan
Heating
Electric
Parking
-
Days on Market
84
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Shower
Permeable Paving
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Storage
Golf Carts OK
Park
Playground
Bar Fridge
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Range Hood
Refrigerator
Washer
Water Filtration System
Water Purifier
Wine Refrigerator

Elementary

Azalea Elementary-PN

Middle

Bay Point Middle-PN

High

Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2024)

$3,506

Parcel #

07-32-16-07434-000-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Belle Vista Beach 3rd Add

County

Pinellas

MLS Area

33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Lot Size

8,777 sqft

FloodZone
Date
Event
Price
6/19/2026
Listed for sale
Source: Stellar MLS #TB8521467
$971,000+56.1%
$645/sqft
2/1/2024
Sold
Source: Pinellas County Public Record
$622,000
$413/sqft
Est. monthly payment$5,842/mo
Principal & interest$5,064
Property taxes$292
Insurance$486
Down payment20% · $194,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $971,000
$935,000 – $971,000
96.3% – 100% of listTops out right at the list price
80% of listList price
61 of the last 119 home closings in 33706 landed at this number or higher (51%). The median one sat 65 days before it went under contract, and this one is on day 84.

Sample: 119 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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