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18107 Emerald Bay St, Tampa, FL, 33647

$199/sqft·Heritage Isles Ph 1c

4 bd3 ba3,773 sqft3 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8521361

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Est. monthly payment
$5,273/mo
Down payment (20%)
$149,800
Property taxes
$984/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2001
Private pool
Gunite
3 car garage
0.30 acres
Lot size
3,773 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

18107 Emerald Bay St is a 2001-built home in Heritage Isles Ph 1c, Tampa. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,773 square feet of living space. Listed at $749,000 (about $199/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Welcome to 18107 Emerald Bay Street — a rare estate opportunity nestled in one of Tampa's most sought-after master-planned communities, Heritage Isles Golf & Country Club. Tucked at the end of a quiet cul-de-sac and perched directly on the 10th hole of the championship golf course, this exceptional residence offers pond views, breathtaking sunrise and sunset views, and a front-row seat to the community's spectacular fireworks displays — all from the privacy of your own backyard. Spanning 3,773 square feet, this 4-bedroom, 3-full-bath home also features a dedicated study/den, formal living room, open family room, and a 3-car garage — delivering the space and flexibility of true estate living. East-west orientation floods the home with natural light and water views from virtually every room, while energy-efficient window film keeps utility costs in check. Major updates have already been done for you: new roof (2020), two Lennox HVAC units (2020), new water heater, whole-home water filtration system (2022), a fully renovated master bath featuring a luxurious Jacuzzi soaking tub (2022), and brand-new stainless steel appliances throughout the kitchen. Soaring high ceilings add volume and grandeur at every turn. Step outside to your private screened lanai and take in the resort-style pool and spa overlooking the golf course and pond — a view that simply never gets old. Whether you're entertaining at sunset or enjoying a quiet morning coffee, this outdoor living space is pure magic. Heritage Isles is more than a neighborhood — it's a lifestyle. Residents enjoy access to an 18-hole championship golf course, clubhouse, resort-style pool, tennis and basketball courts, fitness center, playground, and a vibrant social calendar. All of this sits just minutes from I-75, top-rated schools, Wiregrass Mall, Premium Outlets, AdventHealth, and the best of New Tampa's dining, shopping, and entertainment. Homes of this caliber on a lot like this simply do not come along often. Schedule your private showing today.

The essentials

Built
2001
Price / sqft
$199
On market
78 days
Annual tax
$11,810
HOA
$100/yr
Flood zone
X · Low risk
Lot
13,099 sqft
Type
Single Family Residence

Location

18107 Emerald Bay St
Tampa, FL, 33647·33647 - Tampa / Tampa Palms
Type
Single Family Residence
Year Built
2001
Lot
13,099 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
78
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Yard
Sidewalk
Sliding Doors
Sprinkler Metered
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener

Elementary

Heritage-HB

Middle

Benito-HB

High

Wharton-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$11,810

Parcel #

A-10-27-20-5IJ-000024-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage Isles Ph 1c

County

Hillsborough

MLS Area

33647 - Tampa / Tampa Palms

Lot Size

13,099 sqft

HOA
$100/yr
Heritage Isles Association / Nicole Bellamy
Date
Event
Price
8/15/2026
Price change
Source: Stellar MLS #TB8521361
$749,000-2.1%
$199/sqft
Price change
Source: Stellar MLS #TB8521361
$765,000-4.3%
$203/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #TB8521361
$799,000+110.3%
$212/sqft
7/28/2017
Sold
Source: Hillsborough County Public Record
$380,000
$101/sqft
Est. monthly payment$5,273/mo
Principal & interest$3,906
Property taxes$984
Insurance$375
HOA$8
Down payment20% · $149,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $749,000
$740,000 – $749,000
99% – 100% of listTops out right at the list price
80% of listList price
121 of the last 241 home closings in 33647 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 78 after a $50,000 cut.

Sample: 241 closed home sales in 33647 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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