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2899 Turtle Ter, Palm Harbor, FL, 34683

$338/sqft·Country Woods

4 bd3 ba2,600 sqft3 car garageSingle Family
Listed by SELECT PROPERTIES INC· Last updated · MLS# TB8517900

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$5,436/mo
Down payment (20%)
$175,980
Property taxes
$374/mo
HOA
$395/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1990
Private pool
In Ground
3 car garage
0.44 acres
Lot size
2,600 sqft
Living area

About this home

Ceiling Fans(s)Central VaccumHigh CeilingsWalk-in Closet(s)LightingPrivate MailboxPrivate YardSidewalk

2899 Turtle Ter is a 1990-built home in Country Woods, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,600 square feet of living space. Listed at $879,900 (about $338/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $395 annually.

From the listing

Beautiful pool home set on a private .43-acre cul-de-sac homesite in one of Dunedin’s most desirable neighborhoods, Country Woods. From the moment you arrive, the impressive curb appeal sets the tone for the wonderful lifestyle this exceptional residence offers. Designed for both comfortable everyday living and effortless entertaining, this spacious home features 4 bedrooms plus a private study/home office, 3 full bathrooms, and a generously sized 3-car garage. The expansive family room serves as the heart of the home, highlighted by beautiful views overlooking the screened pool and outdoor living area. Elegant formal living and dining rooms provide inviting spaces for entertaining, while the generously sized secondary bedrooms feature exceptional comfort and flexibility for family and guests. Extensive wood-look tile flooring flows throughout the home, creating a sharp and cohesive look. The bathrooms showcase elegant marble finishes, adding a refined touch of luxury. Step outside to your own private Florida retreat, featuring a sparkling screened pool, expansive covered lanai, and child safety fence. Whether hosting friends, enjoying a quiet afternoon by the pool, or simply taking advantage of the Florida sunshine, this outdoor space is designed for year-round enjoyment. Significant updates include all-new plumbing installed in October 2025 and a roof replaced in 2016. Additional features include a central vacuum system, private cul-de-sac setting, and spacious 3-car garage. The location is exceptional, just minutes from the Gulf beaches, Dunedin Causeway, Pinellas Trail, grocery stores, restaurants, and shopping. Tampa International Airport and St. Pete-Clearwater International Airport are both approximately 30 minutes away. Located in a non-evacuation zone with no flood insurance required, this property offers an outstanding combination of privacy, convenience, peace of mind, and Florida living. Rarely does a home offering this much space, privacy, a pool, and a 3-car garage become available in Country Woods. Don’t miss the opportunity to make this exceptional Dunedin residence your own.

The essentials

Built
1990
Price / sqft
$338
On market
64 days
Annual tax
$4,485
HOA
$395/yr
Flood zone
X · Low risk
Lot
18,962 sqft
Type
Single Family Residence

Location

2899 Turtle Ter
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1990
Lot
18,962 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
64
Ceiling Fans(s)
Central Vaccum
High Ceilings
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

San Jose Elementary-PN

Middle

Palm Harbor Middle-PN

High

Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,485

Parcel #

14-28-15-18628-000-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Country Woods

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

18,962 sqft

SidewalkPaved
HOA
$395/yr
Ameri-Tech - James Mateka
Date
Event
Price
7/9/2026
Listed for sale
Source: Stellar MLS #TB8517900
$879,900+1872.9%
$338/sqft
10/1/1989
Sold
Source: Pinellas County Public Record
$44,600
$17/sqft
Est. monthly payment$5,436/mo
Principal & interest$4,589
Property taxes$374
Insurance$440
HOA$33
Down payment20% · $175,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $879,900
$870,000 – $879,900
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 64.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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