ActiveOpen House

3834 Maple Bay Ln, Land O Lakes, FL, 34638

$232/sqft·Whispering Pines Ph 1

3 bd3 ba2,259 sqft2 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# TB8517076

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,742/mo
Down payment (20%)
$105,000
Property taxes
$607/mo
HOA
$135/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
6,339 sqft lot
Lot size
2,259 sqft
Living area

Open house

Saturday, Sep 12· 3:00 PM to 5:00 PM

OPEN HOUSE THIS SATURDAY SEPT. 12th 11 AM–1 PM! Come tour 3834 Maple Bay Ln in Land O’ Lakes! Move-in ready, beautifully upgraded & $10K seller concession available!

About this home

Ceiling Fans(s)Chair RailEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

3834 Maple Bay Ln is a 2023-built home in Whispering Pines Ph 1, Land O Lakes. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,259 square feet of living space. Listed at $525,000 (about $232/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $135 monthly.

From the listing

PRICE REDUCED + SELLER OFFERING UP TO $10,000 TOWARD BUYER CLOSING COSTS, MORTGAGE RATE BUYDOWN AND OTHER ALLOWABLE EXPENSES WITH AN ACCEPTABLE OFFER! Welcome to 3834 Maple Bay Lane, a beautifully upgraded, nearly new home in the gated Whispering Pines community of Land O’ Lakes. Built in 2023, this spacious 3-bedroom, 3-bathroom home with a versatile flex room offers 2,259 sq. ft. of thoughtfully designed living space. One of this home's standout features is its multi-generational potential. In addition to the spacious primary suite, a second bedroom features its own private en-suite bathroom, creating an ideal setup for an aging parent, adult child, extended family member, overnight guests or anyone who appreciates additional privacy. At the heart of the home is a beautiful open-concept kitchen featuring quartz countertops, wall oven and microwave, gas cooktop, large island and abundant storage, all flowing seamlessly into the main living and dining areas—perfect for everyday living and entertaining. Additional upgrades include luxury vinyl plank flooring, double crown molding, cordless blinds, laundry-room cabinetry, built-ins, smart-home features, additional storage and EV pre-wire. Step outside to the covered lanai and fully fenced backyard, offering plenty of room for entertaining, pets, play or simply enjoying Florida living. Whispering Pines offers resort-style amenities including a community pool and splash pad, playground, dog park, walking trail, grills, hammocks, cornhole and outdoor gathering areas. The HOA also includes high-speed internet and basic cable. Move-in ready, nearly new, loaded with upgrades AND now offering buyers up to $10,000 toward allowable closing costs, mortgage discount points/rate buydown and other eligible expenses. Schedule your private showing and see why Maple Bay deserves a second look!

The essentials

Built
2023
Price / sqft
$232
On market
92 days
Annual tax
$7,282
HOA
$135/mo
Flood zone
X · Low risk
Lot
6,339 sqft
Type
Single Family Residence

Location

3834 Maple Bay Ln
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
2023
Lot
6,339 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
92
Ceiling Fans(s)
Chair Rail
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - No Guard
Playground
Pool
Sidewalks
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer

Elementary

Oakstead Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$7,282

Parcel #

18-26-23-010.0-000.00-083.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Whispering Pines Ph 1

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

6,339 sqft

HOA
$135/mo
Access Management / Nicole Ferguson
Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #TB8517076
$525,000-1.9%
$232/sqft
Price change
Source: Stellar MLS #TB8517076
$535,000-2.6%
$237/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8517076
$549,000+4.5%
$243/sqft
12/15/2023
Sold
Source: Pasco County Public Record
$525,200
$232/sqft
Est. monthly payment$3,742/mo
Principal & interest$2,738
Property taxes$607
Insurance$263
HOA$135
Down payment20% · $105,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 264 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 92 after a $24,000 cut.

Sample: 264 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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