Active
$1,500,000
Est. $10,279/mo

1589 Mary Ln, Tarpon Springs, FL, 34689

$329/sqft·Sail Harbor

5 bd5 ba4,558 sqft4 car garageSingle Family
Listed by FUTURE HOME REALTY INC· Last updated · MLS# TB8516504

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$10,279/mo
Down payment (20%)
$300,000
Property taxes
$1,685/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1989
Waterfront
Brackish Water
Private pool
Gunite
4 car garage
0.93 acres
Lot size

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)Built-in OvenCooktop

1589 Mary Ln is a 1989-built home in Sail Harbor, Tarpon Springs. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,558 square feet of living space. Listed at $1,500,000 (about $329/sqft), 96 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $250 annually.

From the listing

WELCOME HOME to this extraordinary waterfront estate offering 4,558 square feet of luxurious living on a quiet cul-de-sac along the shores of Salt Lake, with direct access to the Anclote River and Gulf of Mexico. This impressive 5-bedroom, 4.5-bath residence seamlessly blends elegance, comfort, and the ultimate Florida waterfront lifestyle. From the moment you arrive, the striking brick exterior, circular driveway, and lush landscaping create an unforgettable first impression. Inside, you'll find a bright, open floor plan featuring engineered hardwood and ceramic tile flooring throughout. Expansive living spaces include formal living and dining rooms, a spacious family room with soaring ceilings, custom built-ins, and a cozy wood-burning fireplace, plus a private home office and an upstairs bonus room. The chef's kitchen is designed for both everyday living and entertaining, showcasing beautiful wood cabinetry, quartz countertops, double wall ovens, a center island, built-in desk area, breakfast nook, and abundant workspace. The luxurious primary suite offers breathtaking water views, vaulted ceilings, an oversized walk-in closet, and a spa-inspired bath with dual vanities and a soaking tub. A secondary first-floor en-suite bedroom provides the perfect guest or multigenerational living space. Upstairs, you'll find additional spacious bedrooms, a full bath, loft area, and versatile bonus room. A truly unique feature is the rooftop patio, where you can enjoy panoramic views of the water, spectacular sunrises and sunsets, and frequent visits from dolphins right outside your door. Outdoor living is nothing short of exceptional. The expansive screened lanai features a sparkling pool with depths ranging from 3 to 12 feet, a spillover spa, outdoor kitchen area, and stunning waterfront views. Enjoy exceptional privacy with mature landscaping and natural surroundings creating a secluded backyard retreat where neighbors can't see into your outdoor living space. Watch dolphins, manatees, and bald eagles from your backyard while enjoying the serenity of this private oasis. Boating enthusiasts will appreciate the private dock and covered 12,000-pound boat lift, complete with water, electricity, and an outdoor sink. Additional features include an oversized 4-car garage with a high-clearance bay for boat storage, an air-conditioned workshop, split-system A/C in the garage, abundant storage, and a spacious laundry room with built-in cabinetry, sink, folding station, and room for a second refrigerator. Recent updates include hurricane-impact windows (2016), A/C systems (2019 & 2022), septic tank and drain field (2021), new refrigerator, cooktop, microwave, washer, and dryer (2024), custom dining room light fixture, pool pump, smart pool and spa control system, interior and exterior paint, and plumbing added for a future ice maker in the outdoor kitchen. Ideally located just minutes from Fred Howard Park and Beach, Sunset Beach, the historic Sponge Docks, and only 1.2 miles from the renowned Pinellas Trail, this exceptional location offers endless opportunities for outdoor recreation and an active coastal lifestyle. Bike directly from your home to local restaurants, coffee shops, boutique shopping, parks, and some of the area's most beautiful Gulf beaches. Combining luxury waterfront living with unmatched convenience and connectivity, this exceptional retreat offers the very best of Florida living. This is more than a home—it's a lifestyle.

The essentials

Built
1989
Price / sqft
$329
On market
97 days
Annual tax
$20,226
HOA
$250/yr
Flood zone
AE
Lot
40,720 sqft
Type
Single Family Residence

Location

1589 Mary Ln
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Single Family Residence
Year Built
1989
Lot
40,720 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, In Ground
Waterfront
Brackish Water, River Front
Days on Market
97
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone AE

Annual Tax (2025)

$20,226

Parcel #

05-27-16-77855-003-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Sail Harbor

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

40,720 sqft

Cul-De-Sac
HOA
$250/yr
Bob Manusa
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8516504
$1,500,000-1.6%
$329/sqft
Price change
Source: Stellar MLS #TB8516504
$1,525,000-11.6%
$335/sqft
6/6/2026
Listed for sale
Source: Stellar MLS #TB8516504
$1,725,000+25.5%
$378/sqft
2/1/2024
Sold
Source: Pinellas County Public Record
$1,375,000
$302/sqft
Est. monthly payment$10,279/mo
Principal & interest$7,823
Property taxes$1,685
Insurance$750
HOA$21
Down payment20% · $300,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,500,000
$1.48M – $1.50M
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 97 after a $225,000 cut.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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