Active
$405,900
Est. $2,623/mo

18322 Swan Lake Dr, Lutz, FL, 33549

$205/sqft·Windemere

3 bd2 ba1,982 sqft2 car garageSingle Family
Listed by FUTURE HOME REALTY INC· Last updated · MLS# TB8516009

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Est. monthly payment
$2,623/mo
Down payment (20%)
$81,180
Property taxes
$303/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1980
Private pool
Gunite
2 car garage
9,000 sqft lot
Lot size
1,982 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatPrivate YardDishwasherDryerElectric Water HeaterMicrowave

18322 Swan Lake Dr is a 1980-built home in Windemere Unit II, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,982 square feet of living space. Listed at $405,900 (about $205/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your private Oasis! Nestled on a quiet residential neighborhood of Lutz, this 3 bed/ 2bath home offers nearly 2000 sqft of flexible living space. Large family room centered around a stunning wood-burning fireplace. It also has a bonus room excellent for a home office, gym, or playroom. Master room has a walk-in closet and its own private entrance to the backyard. The screen lanai, an in-ground pool, and fully fenced backyard is perfect for families and pets to enjoy. CALL to request a showing.

The essentials

Built
1980
Price / sqft
$205
On market
93 days
Annual tax
$3,636
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

Location

18322 Swan Lake Dr
Lutz, FL, 33549·33549 - Lutz
Type
Single Family Residence
Year Built
1980
Lot
9,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
93
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Private Yard
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,636

Parcel #

U-18-27-19-1BD-000001-00027.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Windemere Unit II

County

Hillsborough

MLS Area

33549 - Lutz

Lot Size

9,000 sqft

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #TB8516009
$405,900-2.4%
$205/sqft
6/10/2026
Listed for sale
Source: Stellar MLS #TB8516009
$415,900+43.7%
$210/sqft
9/24/2020
Sold
Source: Hillsborough County Public Record
$289,500
$146/sqft
Est. monthly payment$2,623/mo
Principal & interest$2,117
Property taxes$303
Insurance$203
Down payment20% · $81,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $405,900
$405,000 – $405,900
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in 33549 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 93 after a $10,000 cut.

Sample: 56 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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