Active
$357,400
Est. $2,221/mo

2819 Thistle CT S, Palm Harbor, FL, 34684

$277/sqft·Highland Lakes

2 bd2 ba1,288 sqft1 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8515135

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,221/mo
Down payment (20%)
$71,480
Property taxes
$15/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1978
Community pool
Shared amenity
1 car garage
7,610 sqft lot
Lot size
1,288 sqft
Living area

About this home

Eat-in KitchenSolid Surface CountersThermostatWindow TreatmentsSidewalkAssociation Recreation - OwnedClubhouseDeed Restrictions

2819 Thistle CT S is a 1978-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,288 square feet of living space. Listed at $357,400 (about $277/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Looking for an exceptional active adult golf community in Tampa Bay? Discover Highland Lakes! Palm Harbor's premier 55+ golf community offers an outstanding lifestyle with something for everyone. Enjoy a full array of recreation, fitness, entertainment, social activities, clubs, and hobby programs in a welcoming country club atmosphere. Don't miss this beautifully updated and meticulously maintained Hialeah model. This inviting home features two spacious bedrooms, two full bathrooms, a large living and dining area, a comfortable family room, and a generous enclosed patio perfect for relaxing or entertaining. Best of all, no flood insurance is required, and the home is conveniently located near shopping, restaurants, world-class Gulf beaches, medical facilities, and Tampa Bay's many cultural and recreational attractions. Come experience the active Florida lifestyle at Highland Lakes. This is Florida living at its best!

The essentials

Built
1978
Price / sqft
$277
On market
100 days
Annual tax
$174
HOA
$164/mo
Flood zone
X · Low risk
Lot
7,610 sqft
Type
Single Family Residence

Location

2819 Thistle CT S
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1978
Lot
7,610 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
100
Eat-in Kitchen
Solid Surface Counters
Thermostat
Window Treatments
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$174

Parcel #

31-27-16-38897-000-0490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Highland Lakes

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

7,610 sqft

HOA
$164/mo
Scarlet Roach
Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8515135
$357,400-2.1%
$277/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #TB8515135
$364,900
$283/sqft
Est. monthly payment$2,221/mo
Principal & interest$1,864
Property taxes$15
Insurance$179
HOA$164
Down payment20% · $71,480
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $357,400
$352,500 – $357,400
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 100 after a $7,500 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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