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1578 Indian Bay Rd, Spring Hill, FL, 34607

$264/sqft·Indian Bay Country Homes Unrec

3 bd2 ba1,608 sqft2 car garageSingle Family
Listed by CENTURY 21 LIST WITH BEGGINS· Last updated · MLS# TB8513638

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Est. monthly payment
$2,829/mo
Down payment (20%)
$85,000
Property taxes
$399/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1979
2 car garage
Circular Driveway
0.55 acres
Lot size
1,608 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanStone CountersThermostatHurricane Shutters

1578 Indian Bay Rd is a 1979-built home in Indian Bay Country Homes Unrec, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,608 square feet of living space. Listed at $425,000 (about $264/sqft), 60 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

A RARE FIND on Florida's Nature Coast! 1578 Indian Bay Road is nestled between the charming coastal communities of Aripeka and Hernando Beach - two truly unique destinations on Florida's Nature Coast. Aripeka, a 120-acre angler's paradise with a rich history and State Historic Site designation, has even welcomed a few famous visitors over the years, including Babe Ruth and Jack Dempsey. Just down the road, Hernando Beach offers a one-of-a-kind, canal-driven waterfront lifestyle - with one small catch: there's no actual beach! So, what makes this area SO SPECIAL? How often can you look up at the night sky and actually SEE THE STARS, then be just 10 minutes from shopping, 15 minutes from seeing REAL-LIFE MERMAIDS, 20 minutes from beautiful white-sand beaches, and under 30 minutes from freshly crafted beer or spirits? Add in BEAUTIFUL SUNSETS, SECLUSION, and CONVENIENCE, and you have a truly special place to call home. And then there's this EXTRAORDINARY GEM... Built in 1979 and thoughtfully modernized in 2025, this 3-bedroom, 2-bath home offers an open-concept floor plan filled with natural light, plus an office/den - IF you can find it! (Wink, wink.) That's right... there's a HIDDEN ROOM! Inside, you'll find luxury vinyl plank flooring throughout the main living areas and ceramic tile in the bathrooms, ceiling fans in the bedrooms and living and dining rooms, solid wood cabinetry, and granite countertops. And 2025 brought A LOT of NEW! Updates include the water heater, HVAC, septic pump with alarm, garage door, all plumbing above the slab, kitchen appliances, electrical breakers, all doors, nearly every window, and fresh interior and exterior paint. Whew! That's a LOT of NEW! The screened-in back patio runs the full length of the home and overlooks a fenced backyard with mature landscaping, offering privacy and a shady retreat from the Florida sunshine. And speaking of water... the home is located directly across the street from the canal and just down the road from the community boat ramp. The surrounding grass flats, tidal inlets, and marshes are prime spots to cast a line for trophy redfish, snook, and spotted seatrout. Beautiful, secluded, updated, and still so close to everything - this is the rare Nature Coast gem you've been waiting for!

The essentials

Built
1979
Price / sqft
$264
On market
105 days
Annual tax
$4,789
Flood zone
AE
Lot
23,826 sqft
Type
Single Family Residence

Location

1578 Indian Bay Rd
Spring Hill, FL, 34607·34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Type
Single Family Residence
Year Built
1979
Lot
23,826 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Circular Driveway, Driveway, RV Access/Parking
Days on Market
105
Built-in Features
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Hurricane Shutters
Lighting
Sliding Doors
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Wine Refrigerator

Elementary

Westside Elementary-HN

Middle

Fox Chapel Middle School

High

Weeki Wachee High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$4,789

Parcel #

R25-223-16-2615-0000-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Indian Bay Country Homes Unrec

County

Hernando

MLS Area

34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Lot Size

23,826 sqft

Flood Insurance RequiredFloodZoneIn CountyLandscapedLevelStreet Dead-EndPaved
Date
Event
Price
7/28/2026
Price change
Source: Stellar MLS #TB8513638
$425,000-5.6%
$264/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8513638
$450,000+17.5%
$280/sqft
6/1/2022
Sold
Source: Hernando County Public Record
$383,000
$238/sqft
Est. monthly payment$2,828/mo
Principal & interest$2,217
Property taxes$399
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $425,000
$412,500 – $425,000
97.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 home closings in 34607 landed at this number or higher (51%). The median one sat 86 days before it went under contract, and this one is on day 105 after a $25,000 cut.

Sample: 85 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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