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132 Mirror Lake #403, St Petersburg, FL, 33701

$666/sqft·Mirror, The Condo

2 bd2 ba998 sqftCondominium
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8512486

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Est. monthly payment
$4,638/mo
Down payment (20%)
$132,980
Property taxes
$838/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
5 stories · 2020
Private balcony
Outdoor space
998 sqft
Living area

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)Window TreatmentsBuilt-in Features

132 Mirror Lake #403 is a 2020-built home in Mirror, The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 998 square feet of living space. Listed at $664,900 (about $666/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Rare opportunity! Come see this modern downtown St. Petersburg condominium nestled in front of the beautiful Mirror Lake! Built in 2020, this stylish 4th floor residence offers 2 bedrooms, 2 bathrooms, and 998 square feet of thoughtfully designed living space with high ceilings and tile flooring throughout. Secure fob access provides entry into the building and elevator access directly to your floor for added privacy and convenience. The open-concept layout features a spacious living room with a large recessed entertainment center area, dedicated dining space, and an eat-in kitchen designed for both everyday living and entertaining. The kitchen is appointed with quartz countertops, stainless steel appliances, breakfast bar seating, pantry storage, and ample cabinetry. Sliding glass doors open to a private balcony overlooking the city skyline. Both bedrooms include walk-in closets, while both bathrooms feature modern glass-enclosed showers. Additional highlights include a utility closet with stackable LG washer and dryer and one covered parking space. Located in the heart of downtown St. Petersburg, this exceptional property is just steps from Mirror Lake and within walking distance to local shopping, dining, nightlife, parks, museums, and entertainment venues. Enjoy the perfect blend of modern design, security, convenience, and vibrant city living.

The essentials

Built
2020
Price / sqft
$666
On market
105 days
Annual tax
$10,056
Flood zone
X · Low risk
Type
Condominium

Location

132 Mirror Lake #403
St Petersburg, FL, 33701·33701 - St Pete
Type
Condominium
Year Built
2020
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
105
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Built-in Features
Ceiling Fans(s)
Lighting
Balcony
Storage
Sidewalk
Sliding Doors
Sidewalks
Microwave
Built-in Oven
Refrigerator
Washer
Cooktop
Dishwasher
Disposal
Dryer

Elementary

North Shore Elementary-PN

Middle

John Hopkins Middle-PN

High

St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$10,056

Parcel #

19-31-17-58210-000-4030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirror, The Condo

County

Pinellas

MLS Area

33701 - St Pete

Lot Size

-

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #TB8512486
$664,900-1.5%
$666/sqft
Price change
Source: Stellar MLS #TB8512486
$675,000-3.6%
$676/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8512486
$699,900
$701/sqft
Est. monthly payment$4,638/mo
Principal & interest$3,468
Property taxes$838
Insurance$332
Down payment20% · $132,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $664,900
$660,000 – $664,900
99.5% – 100% of listTops out right at the list price
80% of listList price
119 of the last 185 condo closings in 33701 landed at this number or higher (64%). The median one sat 12 days before it went under contract, and this one is on day 105 after a $35,000 cut.

Sample: 185 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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